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PayPal: PayPal Credit reviews

4.90
Based on 79,432 reviews, last reviewed 21st Apr 2026
2640200% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My best pal PayPal PayPal is very flexible and love the pay later schemes Reviewed on: 21st April 2026
Muzni S's avatar
Muzni S

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79432)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Good option for managing money.

5
Good option for managing money. Interest free credit. Competes with big firms. Reviewed on: 17th April 2026

They lend money, it's easy to borrow money.

3
They lend money, it's easy to borrow money. Reviewed on: 17th April 2026

The best

5
Good, flexible payment methods. Corresospdance are always sent. Love paypal Reviewed on: 17th April 2026

handy service

5
Easy way to spread the coat very convenient Reviewed on: 17th April 2026

Great app easy to use , feels safer for online shopp...

5
Great app easy to use , feels safer for online shopping Reviewed on: 17th April 2026

Generally PayPal credit is helpful

4
Generally PayPal credit is helpful Reviewed on: 17th April 2026

Great service

5
Have been using it for a few years and never had a problem with PayPal. Reviewed on: 17th April 2026

A great way treat yourself.

5
PayPal credit is excellent for getting those things that you need then paying them off when you have the money. Reviewed on: 17th April 2026

PayPal and PayPal credit is excellent, it's quick a...

5
PayPal and PayPal credit is excellent, it's quick and easy and affordable repayments , I'm a mechanic and don't always carry my card so I'm a click away from paying for an item , excellent service and customer service and care , thank you Reviewed on: 17th April 2026

PayPal Simple & Safe

5
PayPal is simple to use but ultimately it makes transaction online much safer. Reviewed on: 17th April 2026