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PayPal: PayPal Credit reviews

4.90
Based on 80,226 reviews, last reviewed 21st Apr 2026
2714000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great service got through to agent quickly Always got through to agent quickly and all were polite and helpful Reviewed on: 21st April 2026
Vernon s's avatar
Vernon s

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80226)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Excellent service would highly recommend

5
Excellent service would highly recommend Reviewed on: 17th April 2026

Positive

4
Always positive, good customer service when needed, easy payment method Reviewed on: 17th April 2026

I'd happily recommend PayPal to any of my friends.

5
Been using PayPal for years now and I've been very satisfied with them Reviewed on: 17th April 2026

Great credit limit, competitive interest fees.

5
Good credit limit, competitive interest fees. Overall good experience and would recommend Reviewed on: 17th April 2026

I have always been looked after by PayPal staff and...

5
I have always been looked after by PayPal staff and I feel secure with this company. Dorothy Hodgson Reviewed on: 17th April 2026

My PayPal Experience

5
The app is easy to use. I had a 0% interest for 4 months and Payments were affordable. Reviewed on: 17th April 2026

The process for applying for PayPal credit is easy t...

5
The process for applying for PayPal credit is easy to use, and I feel assured that I would not be able to ‘over spend’ using this payment method. Reviewed on: 17th April 2026

Simply great

5
All is very simply and east to navigate…I love the pay over 4months option for purchases over £100 :) Reviewed on: 17th April 2026

EASY AND QUICKLY.

5
EASY AND QUICKLY. BRILLIANT. FANTASTIC Reviewed on: 17th April 2026

PayPal makes me feel safe online

5
PayPal have always resolved my disputes with traders who have failed to deliver. I can purchase online through PayPal with peace of mind that they are on my side. Reviewed on: 17th April 2026