Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80476 reviews)

View other PayPal products

4.90

Based on 80,476 reviews, last reviewed 21st Apr 2026

2737100% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Nothing not to like. Nothing not to like. I can spread my cost over 4 months interest free Reviewed on: 21st April 2026

Latest lowest rating:

1

Customer service is not active and you will need to... Customer service is not active and you will need to struggle to contact them for any issue. Reviewed on: 21st April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80476)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Great service if you need something sorted they are...

Great service if you need something sorted they are there every step of the way can not fault them brilliant Reviewed on: 18th April 2026

User friendly

Paypal is so easy to use, especially on line. It also has the option of split pay which i find incredibly useful, especially at times like Christmas and birthdays. Reviewed on: 18th April 2026

All the years I’ve been using PayPal never had any p...

All the years I’ve been using PayPal never had any problems with any payment Reviewed on: 18th April 2026

The service from PayPal is always professional and q...

The service from PayPal is always professional and quick. They always appear to think of the customer first which is very refreshing. Reviewed on: 18th April 2026

Great option

0% interest for 4 months on purchases over 100. Customer service helpful when needed. Easy options for repayment Reviewed on: 18th April 2026

I find PayPal so convenient to use knowing that when...

I find PayPal so convenient to use knowing that when paying for online purchases it is a secure transaction. Reviewed on: 18th April 2026

Seamless & Efficient

The experience is alway good and seamless. Reviewed on: 18th April 2026

Smart money

East to use , good updates on changes Reviewed on: 18th April 2026

Just like stated, best fininancial service provider,...

Just like stated, best fininancial service provider, without doubt beats any other around Reviewed on: 18th April 2026

Is helping me to buying things and made a payment af...

Is helping me to buying things and made a payment after I received my paid Reviewed on: 18th April 2026

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.79 from 480 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub