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PayPal: PayPal Credit reviews

4.90
Based on 80,800 reviews, last reviewed 21st Apr 2026
2767300% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and convenient payment platform I've had the best experience with PayPal offering fast transactions, but strong security and making online payments very convenient Reviewed on: 21st April 2026
Ainars Z's avatar
Ainars Z

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80800)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Great communication

5
Just everything is explained clearly and there are so many more services than before. I think when you expand options to customers then communication is key and this is done really well. Particularly via app and mediums like messaging. Reviewed on: 18th April 2026

Always customer satisfaction and the repayment time...

5
Always customer satisfaction and the repayment time is sufficient enough for me to repay my purchases on time without pressure. Reviewed on: 18th April 2026

Easy to set up.

5
Easy to set up. Reminders on payments sent by email. Free credit options are great. Easy to set up monthly direct debit to keep on track of payment. Feel secure using this method and then paying it straight back Reviewed on: 18th April 2026

PayPal is just amazing

5
PayPal is just amazing It makes buying on line so much easier and I always feel protected if I pay through PayPal. They go above and beyond Reviewed on: 18th April 2026

Wouldn't want to be without PayPal

5
Wouldn't want to be without PayPal easy to use and keep control of your finances Reviewed on: 18th April 2026

Easy to use and payment method is the fastest

4
Easy to use and payment method is the fastest Reviewed on: 18th April 2026

New incentives are a no brainer!

5
Been with PayPal for years and knowing payments I make are safe is really important. Now with the introduction of PayPal+ it’s great to be able to gain credit for daily purchases. I now make all purchases through this method and it’s definitely worth it. Reviewed on: 18th April 2026

Amazing support and very straight forward.

5
Amazing support and very straight forward. Reviewed on: 18th April 2026

Excellent; Trustworthy Service.

5
Absolutely no problems. Trustworthy efficient service. Reviewed on: 18th April 2026

Exactly what I expected, cant say much more than that

5
Exactly what I expected, cant say much more than that Reviewed on: 18th April 2026

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