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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145716)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Boss the best

5
Is super evry time when i need buy somting i can Reviewed on: 15th June 2026

Not great had a problem

5
Not had a problem if any issues resolved over the phone. Reviewed on: 15th June 2026

Needed to buy some computer parts for customer who w...

5
Needed to buy some computer parts for customer who was going to pay after I completed it. Many thanks PayPal Reviewed on: 15th June 2026

PayPal is great for those things that you would have...

5
PayPal is great for those things that you would have to save up for but with PayPal you can get the things you want or need straight away and then pay it off Reviewed on: 15th June 2026

Always fair, easy to use & safe.

5
Always fair, easy to use & safe. Makes paying & receiving money simple. Trusted & trustworthy company. Reviewed on: 15th June 2026

Great and trustworthy company.

5
Great and trustworthy company. Can't fault them for anything and I feel safe and secure when using the service also pay in 3 options and credit options are very useful and have good rates Reviewed on: 15th June 2026

Iam using PayPal for 10yests I doesn’t have any bad...

5
Iam using PayPal for 10yests I doesn’t have any bad experience I have credit card which is helping for me a lot when I move to the new unfinished flat Reviewed on: 15th June 2026

I have been using PayPal credit for years it’s been...

5
I have been using PayPal credit for years it’s been a life saver, not had a single problem since Reviewed on: 15th June 2026

Always had fantastic service!

5
Always had fantastic service when calling customer service regarding out going unauthorised payments. Resolved very quickly and efficiently. Reviewed on: 15th June 2026

Straightforward and secure.

5
Ease of use and security of payments are particularly important to me. Reviewed on: 15th June 2026

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