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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83259 reviews)

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4.90

Based on 83,259 reviews, last reviewed 23rd Apr 2026

2993300% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Very easy to apply, swift application and authorisation process. I feel safe knowing I can challenge any issues and that payments can be held etc. use... Read more Reviewed on: 23rd April 2026

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83259)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit it’s very flexible and very helpful th...

PayPal credit it’s very flexible and very helpful thanks PayPal Reviewed on: 19th April 2026

It’s handy to pay over three months if you haven’t t...

It’s handy to pay over three months if you haven’t the finances to pay in one lump sum. Makes things more affordable. Reviewed on: 19th April 2026

PayPal is really flexible and responsible

PayPal is really flexible, but also responsible with its lending. It has triggered me to think about my habits Reviewed on: 19th April 2026

Fantastic and an extra layer of support with PayPal...

Fantastic and an extra layer of support with PayPal Credit. Reviewed on: 19th April 2026

Its fantastic app with zero interest

Its fantastic app with zero interest Reviewed on: 19th April 2026

Easy to control and accepted most places

Easy to control and accepted most places Reviewed on: 19th April 2026

Made my life easier

Made life so much easier with 4 month interest free credit and the card also makes using it everywhere viable Reviewed on: 19th April 2026

It ok, but very high percentage rate.

It ok, but very high percentage rate. Reviewed on: 19th April 2026

I've been using PayPal for a several years and found...

I've been using PayPal for a several years and found no issues , most work gets done through the app without the need for me to contact customer service Reviewed on: 19th April 2026

A useful method to spread the cost

A useful method to spread the cost at competitive rates, or interest free with pay in three. Reviewed on: 19th April 2026

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