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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83423 reviews)

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4.90

Based on 83,423 reviews, last reviewed 24th Apr 2026

3009000% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service I have had no issues with the service Reviewed on: 24th April 2026

Latest lowest rating:

2

PayPal credit is great where it's accepted. BUT PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. Y... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83423)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I use payPal for everything

It’s efficient and safe - ive never had any problems with PayPal.i love the interest free credit and the pay in 3 option Reviewed on: 19th April 2026

It’s really easy to use and really handy when I am a...

It’s really easy to use and really handy when I am a bit short of cash. Reviewed on: 19th April 2026

its very handy with any kind of financial need.

its very handy with any kind of financial need. Easy to pay of as well. Reviewed on: 19th April 2026

Very easy to use, safe.

Very easy to use, safe. I do use for online shopping for safety issues. If any problem happens, PayPal dispute always works Reviewed on: 19th April 2026

I've had for years and really saved me at times and...

I've had for years and really saved me at times and helped me out. Would recommend to any one. Reviewed on: 19th April 2026

Always great service I can shop at all the brands th...

Always great service I can shop at all the brands that I need to easy to use Reviewed on: 19th April 2026

I would say I have had a positive experience with Pa...

I would say I have had a positive experience with PayPal Credit. I like that I can pay off larger transactions over several months. I love that I can now use PayPal Credit in stores with the introduction of the physical credit card. I think the user interface could be a little clearer at times, as I find it is not always easy to see what transactions have been made and what is due when etc. Reviewed on: 19th April 2026

Great love PayPal

Great love paypal no interest pay instalments easy to use Reviewed on: 19th April 2026

The best. So helpful and reliable and easy yo use.

So helpful and reliable and easy yo use. I use PayPal online as I like the security it gives me when buying online. Reviewed on: 19th April 2026

It’s just so useful.

PayPal is just easy to use. And trustworthy. Plus I can use the credit offer to purchase food close to payday etc. Reviewed on: 19th April 2026

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