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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148740 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148740)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Simple and Easy

Always easy to use in my Apple wallet and easy to manage in the app Reviewed on: 19th June 2026

Very good and convenient.

Very good and convenient. Specially when pay with in 4 months with 0% interest Reviewed on: 19th June 2026

very convenient to use, good credit terms, and I lik...

very convenient to use, good credit terms, and I like buying online through PayPal Reviewed on: 19th June 2026

Got credit nice and easy and the payments are incred...

Got credit nice and easy and the payments are incredibly affordable. The process was easy and I’m happy with the service! Reviewed on: 19th June 2026

checkout feels fast and easy, especially compared wi...

checkout feels fast and easy, especially compared with entering card details repeatedly. Reviewed on: 19th June 2026

I didn't know about the PayPal was so good.

I didn't know about the PayPal was so good. When I started using it felt genuinely blessed. The product service is the best. Even I got credit card with good amount. I used it for my daily purchases to earn points. Easy Simple Practical Reviewed on: 19th June 2026

I have been using PayPal credit for years and it is...

I have been using PayPal credit for years and it is quick, effective and does the job smoothly. Reviewed on: 19th June 2026

I love their installment options.

I love their installment options and that most retailers accept PayPal. I like things all in one place. Reviewed on: 19th June 2026

I've used it for a long time and can make inline iss...

I've used it for a long time and can make inline issues easily. Reviewed on: 19th June 2026

All good so far thank you, haven’t had any issues

All good so far thank you, haven’t had any issues Reviewed on: 19th June 2026

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