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PayPal: PayPal Credit reviews

4.90
Based on 80,226 reviews, last reviewed 21st Apr 2026
2714000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great service got through to agent quickly Always got through to agent quickly and all were polite and helpful Reviewed on: 21st April 2026
Vernon s's avatar
Vernon s

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80226)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had any issues with using PayPal

5
Never had any issues with using PayPal Reviewed on: 17th April 2026

PayPal is my go to everytime

5
I consider using paypal for every purchase I make wherever possible, as I feel they have the safety factor far more than any other. Reviewed on: 17th April 2026

It works simple

5
What’s not to love it works. I can’t complain Reviewed on: 17th April 2026

Amazing experience

5
Amazing experience very quick and efficient Reviewed on: 17th April 2026

PayPal credit is easy to use online and very quick

5
PayPal credit is easy to use online and very quick Reviewed on: 17th April 2026

Paypal credit is a very good way to use finance in a...

5
Paypal credit is a very good way to use finance in a affordable way thats not always available for lower earners Reviewed on: 17th April 2026

Helpful, clear reminders!

5
Helpful, clear, simple and always reminders! Brilliant Reviewed on: 17th April 2026

Very good customer service

5
Swift approval and easy to manage Reviewed on: 17th April 2026

My experience with paypal credit has been good altho...

4
My experience with paypal credit has been good although there was a time when it wasn't so good, sometime last year my paypal account was blocked due to whatever reason best known to them I tried to get it sorted even spoke with one of their customer service who was of absolutely no help I don't think she knows her job, few months later I spoke with another customer service personnel and he was able to get the issue sorted and my account was unblocked same day. Reviewed on: 17th April 2026

Easy to use and highly recommend.

5
Easy to use and highly recommend. Reviewed on: 17th April 2026