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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80586 reviews)

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4.90

Based on 80,586 reviews, last reviewed 21st Apr 2026

2747300% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great experience with customers service. Great experience with customers service. Always quick and efficient Reviewed on: 21st April 2026

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80586)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Extremely flexible terms on offer and generally very...

Extremely flexible terms on offer and generally very good customer service available Reviewed on: 18th April 2026

Good service, I use for big purchases

Good service, I use for big purchases Reviewed on: 18th April 2026

Using PayPal to buy goods online is the safest way t...

Using PayPal to buy goods online is the safest way to ensure that the transaction goes smoothly and is fast and reliable Reviewed on: 18th April 2026

I have dealt with PayPal for a good few years now an...

I have dealt with PayPal for a good few years now and always have smooth transactions. It is really handy round about events like Xmas etc Reviewed on: 18th April 2026

Credit and interest rates

They enough time to repay back the loans and have minimal interest rates Reviewed on: 18th April 2026

Use it for everything for safety reasons.

Use it for everything for safety reasons.only line shopping and ebay Reviewed on: 18th April 2026

Very helpful call service.

Very helpful call service. Safe and efficient way to manage payments. Reviewed on: 18th April 2026

Very easy

Very easy to apply for PayPal credit. Quick decision too Reviewed on: 18th April 2026

One of its strongest points is buyer protection.

One of its strongest points is buyer protection. If something goes wrong with a purchase—like an item not arriving—you can open a dispute and potentially get refunded. That said, the process can sometimes feel slow or rigid, and outcomes aren’t always in the user’s favor. Reviewed on: 18th April 2026

PayPal Credit has been very easy to use and reliable.

PayPal Credit has been very easy to use and reliable. The process is straightforward, and I haven’t had any issues. Overall, a very positive experience. Reviewed on: 18th April 2026

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