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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148664 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148664)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never really had any issues, does what I need it to.

Never really had any issues, does what I need it to. Reviewed on: 19th June 2026

Good service

Good service and great customer service. Reviewed on: 19th June 2026

I’ve never had issues it’s so quick and easy

I’ve never had issues it’s so quick and easy Reviewed on: 19th June 2026

Never have any issues.

Never have any issues. Makes transactions fast and simple. Reviewed on: 19th June 2026

Joy of PayPal

Love PayPal, reliable and speedy offering total convenience , would be happy to refer Reviewed on: 19th June 2026

Would recommend

Very good, absolutely would recommend Reviewed on: 19th June 2026

Amazing experience the best credit provider

Amazing experience the best credit provider Reviewed on: 19th June 2026

What’s not to love?

PayPal Credit has been like that reliable friend who always spots you when your wallet is having a dramatic moment. The application was quick, the payments are easy to manage, and it’s given me extra flexibility when I’ve needed it most. Best of all, it lets me shop now without having to survive on instant noodles until payday. Convenient, straightforward, and stress-saving. What’s not to love? Reviewed on: 19th June 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Always been willing to help when I’ve reached out. Reviewed on: 19th June 2026

I did struggle to close my paypal credit account but...

I did struggle to close my paypal credit account but many people from customer service were very accommodating and tried to help and reassure me. Reviewed on: 19th June 2026

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