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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82723 reviews)

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4.90

Based on 82,723 reviews, last reviewed 23rd Apr 2026

2944400% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I’ve never had any issues with PayPal. I’ve never had any issues with PayPal. Reliable and easy and fast. Reviewed on: 23rd April 2026

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82723)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Experienced no problems with PayPal and queries have...

Experienced no problems with PayPal and queries have been dealt with very quickly and efficiently. Reviewed on: 19th April 2026

Fantastic customer service.

Fantastic customer service. When I got stuck with making a payment. The person I spoke to, was super helpful Reviewed on: 19th April 2026

Very fair

Very fair, no issues and very quick with support Reviewed on: 19th April 2026

It’s impossible to cancel a set up direct debit as P...

It’s impossible to cancel a set up direct debit as PayPal won’t let the account holder do it and needs to come from the company it’s set up with. This takes a long time to do and results in extra payments being made that are not refunded Reviewed on: 19th April 2026

I have more faith in PayPal , than any other finance...

I have more faith in PayPal , than any other finance company. Especially when buying online. Reviewed on: 19th April 2026

Pay pal credit is amazing

Pay pal credit is amazing, it’s easy to use, has so many benefits and different ways to be used. Its convenient and secure. Reviewed on: 19th April 2026

Any issues or questions paypal has answered for me.

Any issues or questions paypal has answered for me. It's also an excellent way to pay for things Reviewed on: 19th April 2026

Seamless and Easy Process

The application for PayPal Credit was very easy to fill out, all they need was a few bits of information from myself such as income before tax etc with all the information given from me they were able to make a very quick decision and the decision outcome is displayed instantly for you to see no waiting around for any calls or text messages it just comes up your screen and it also reassures you that it does not effect your credit score by simply applying. Reviewed on: 19th April 2026

Paypal has always backed up there promise on what th...

Paypal has always backed up there promise on what they offer and are promoting and with any questions or queries get resolved to 100% satisfaction and understanding Reviewed on: 19th April 2026

Excellent service ease of use secure

Excellent service ease of use secure Reviewed on: 19th April 2026

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