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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145635 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145635)

I have used PayPal Credit for purchases where I want...

I have used PayPal Credit for purchases where I wanted more flexibility in spreading payments over time. The application process was straightforward, and integrating it with my PayPal account was convenient. Payments and account management were generally easy to track through the PayPal platform. On the downside, I found that it is important to pay close attention to the terms and promotional financing periods, as interest charges can become significant if balances are not paid within the required timeframe. Customer support was adequate, although resolving account questions sometimes took longer than expected. Overall, PayPal Credit provided a convenient financing option for online purchases, but it works best when the repayment terms are clearly understood and managed carefully. Reviewed on: 15th June 2026

PayPal offer transparency

PayPal offer transparency with credit options, the site is easy to navigate, the customer service is prompt and efficient.I have confidence when using PayPal as a payment option and use the credit options knowing the terms of service and all information needed to use it is well highlighted for me. Reviewed on: 15th June 2026

Great experience makes sense to use

Great experience makes sense to use Reviewed on: 15th June 2026

Easy to use clear in terms of requirements

Easy to use clear in terms of requirements Reviewed on: 15th June 2026

Excellent

Excellent service would recommend Reviewed on: 15th June 2026

Had my account hacked and had to get customer servic...

Had my account hacked and had to get customer services to refund my account Reviewed on: 15th June 2026

I use PayPal when shopping on line I have done credi...

I use PayPal when shopping on line I have done credit and pay in 3 instalments Reviewed on: 15th June 2026

I have good experience about the services

I have good experience about the services Reviewed on: 15th June 2026

Paypal credit

It so easy to use ,and you can check what you have spent ,just by logging on the app. Reviewed on: 15th June 2026

Easy to use and good payment options

Easy to use and good payment options Reviewed on: 15th June 2026

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