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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148599 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148599)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very happy with the service, quick and easy app to...

Very happy with the service, quick and easy app to use Reviewed on: 19th June 2026

A Secure payment service, with credit features.

Offers secure payment service, Credit options and online access to payments 24/7. Reviewed on: 19th June 2026

PayPal app is very helpful in life.

PayPal app is very helpful in life. Make life easier to me, see you soon PayPal Reviewed on: 19th June 2026

Great app, easy access to variety of different payme...

Great app, easy access to variety of different payment methods, widely accepted and recognised! Really appreciate the ability to pay things off over longer periods without incurring interest Reviewed on: 19th June 2026

Easy to use, makes life a little easier when you nee...

Easy to use, makes life a little easier when you need some right away Reviewed on: 19th June 2026

Straightforward, easy to use and great interest free...

Straightforward, easy to use and great interest free credit which helps. I’m a single mum so need the extra help to fall back on. Reviewed on: 19th June 2026

Greater retailer support thing - knowing my transact...

Greater retailer support thing - knowing my transactions are safe and there is support if needed Reviewed on: 19th June 2026

Amazing for credit!

Amazing for credit! Easy to track spending and due date for credit purchases Reviewed on: 19th June 2026

Safe, secure, and easy to manage

I always use papal credit for my online purchases. I find it an easy and safe way to pay and managing my account in the app is very easy Reviewed on: 19th June 2026

Easy and helpful all ways use it

Easy and helpful all ways use it Reviewed on: 19th June 2026

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