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PayPal: PayPal Credit reviews

4.90
Based on 80,800 reviews, last reviewed 21st Apr 2026
2767300% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and convenient payment platform I've had the best experience with PayPal offering fast transactions, but strong security and making online payments very convenient Reviewed on: 21st April 2026
Ainars Z's avatar
Ainars Z

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80800)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I happy with this.

5
I happy with this. It can be use online in many shops. And now even in every store (virtual card). So far it’s safely as well. Reviewed on: 18th April 2026

Very easy to set up.

5
Very easy to set up. You can use to pay to almost anything and evrything. Loads of shops services commodities that uses paypal and convenient. Reviewed on: 18th April 2026

4 month no interest option is really good.

5
4 month no interest option is really good. Reviewed on: 18th April 2026

PayPal are always willing to help especially when yo...

5
PayPal are always willing to help especially when you are struggling financially. Call lines are fantastic always a friendly advisor on the other end always willing to help with whatever issue it is that you might have. Reviewed on: 18th April 2026

Just so easy to use.

5
Just so easy to use. No problems at all Reviewed on: 18th April 2026

Easy to use, 0% for four months on purchase over 100...

5
Easy to use, 0% for four months on purchase over 100 helps Reviewed on: 18th April 2026

I have used PayPal for a number of years now.

5
I have used PayPal for a number of years now. Never had any problems and customer service has always been excellent. Easy to make repayments on line and always get a reminder. Reviewed on: 18th April 2026

Best payment tool

5
I’ve used PayPal for fifteen years and it’s got better & better. Very safe technolipogy Reviewed on: 18th April 2026

Easy to use in an emergency

5
Easy to use in an emergency, great back up when my banking app is down Reviewed on: 18th April 2026

Readily available for lots of purchases, 4 month cre...

5
Readily available for lots of purchases, 4 month credit enables me to plan and spread my money Reviewed on: 18th April 2026

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