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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84712 reviews)

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4.90

Based on 84,712 reviews, last reviewed 24th Apr 2026

3128900% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very accessible. Very accessible. Easy to use and reliable Reviewed on: 24th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84712)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal just makes life so much easier

PayPal just makes life so much easier Reviewed on: 20th April 2026

Never had any problems.

Never had any problems. Timescales to pay back money and so on are fair. Reviewed on: 20th April 2026

PayPal for all your on line purchases!

I've used PayPal for years. Allows safe on line shopping with no fear of scamming. Simple to set up and use. Hassle free. Reviewed on: 20th April 2026

Used PayPal for years and know you can rely on them,...

Used PayPal for years and know you can rely on them, especially if there’s an issue with a purchase. The app had issues trying to raise a dispute recently but they sorted it over the phone and customer service were great. Love the 4 month no interest credit, it’s so handy and I use it regularly. Reviewed on: 20th April 2026

Very easy and understandable customer service that i...

Very easy and understandable customer service that is second to none Reviewed on: 20th April 2026

Pay pal is a no brainer

PayPal is a superb service allowing so many ways to pay back and getting points back on pay pal card, which I have had over £30 back only over a few months since using pay pal card Reviewed on: 20th April 2026

Convenient, quick and easy transactions and more wid...

Convenient, quick and easy transactions and more widely available as a payment method. Reviewed on: 20th April 2026

Happy Poole

Easy to use. Good for me with my spending and payment habits. Reviewed on: 20th April 2026

Honest Review

Always been amazing even if there are issues they are resolved quickly and professionally. Reviewed on: 20th April 2026

Trustworthy .

Excellent payment options and so simple. I’ve been using PayPal for so many years now and they have grown with the needs of their customers. From simple trusted payments to pay in 3 to interest free credit and now a credit card. They just keep getting better and stay fair. Reviewed on: 20th April 2026

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