Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145628)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great Service

5
Easy and simple, hassle free experience, recommended. Reviewed on: 15th June 2026

Easy and safe to use

5
Easy to use have choice of paying ie immediately from chosen bank account payin three or use PayPal credit Reviewed on: 15th June 2026

Simple, effevtive, flexible and enjoy the interest f...

5
Simple, effevtive, flexible and enjoy the interest fee periods. Never had an issue in over 15 years usage. Reviewed on: 15th June 2026

Great experience over a period of years

5
PayPal offer a great experience and credit options on a huge range of retailers. I’ve had no issues and when needing help regarding refunds, PayPal are super at helping resolve any issues. Reviewed on: 15th June 2026

PayPal is great for buying something expensive,and l...

5
PayPal is great for buying something expensive,and letting you pay it back over a period of time without interest charges Reviewed on: 15th June 2026

Well very good experience I have with paypal

5
Well very good experience I have with paypal Reviewed on: 15th June 2026

I have always had a good experience with paypal and...

5
I have always had a good experience with paypal and everything it offers Reviewed on: 15th June 2026

Very good and easy to use, I love using it...

5
Very good and easy to use, I love using it Reviewed on: 15th June 2026

Brilliant, love the new credit card

5
Brilliant, love the new credit card Reviewed on: 15th June 2026

I'm using PayPal for my online shopping.

5
I'm using PayPal for my online shopping. It's easy and secure way to make a payment. Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76922 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products