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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145617)

Fast and efficient

5
A superb service. Easy to use and a safe environment. Withdrawals.are also easy and secure Reviewed on: 15th June 2026

Highly recommended!

5
Never had trouble with the app and Customer services have always sorted my queries straight away. Reviewed on: 15th June 2026

Great commutation.

5
Great commutation. , easy to use and feel confident using and safe Reviewed on: 15th June 2026

Excellent Service and Smooth Experience

5
I’ve had a very positive experience using PayPal. The platform is easy to navigate, payments are processed quickly, and I appreciate the added security when shopping online. PayPal Credit has also been convenient, with clear statements and straightforward repayment options. Overall, it’s a reliable service that makes online transactions simple and stress‑free. Reviewed on: 15th June 2026

Have needed help and spoke to someone,they have grea...

5
Have needed help and spoke to someone,they have great customer service and are very knowledgeable,sight is easy to use Reviewed on: 15th June 2026

Always an easy and efficient service

5
Always an easy and efficient service Reviewed on: 15th June 2026

Excellent & Reliable Service

5
Excellent & Reliable Service I have been using PayPal for a long time, and it is by far the best payment platform. Transactions are fast, secure, and happen in just a few seconds — whether I’m sending money, receiving payments, or shopping online. It works perfectly here in the UK and across the world, which is great for personal use as well as for small businesses and e-commerce. The interface is simple and easy to navigate, and linking my bank account or cards was straightforward. I really appreciate the strong security and buyer protection it offers, which gives me peace of mind. Fees are transparent with no hidden charges, and customer support is helpful whenever needed. Highly recommended for anyone looking for a safe and convenient way to manage payments! Reviewed on: 15th June 2026

Everything is straight forward so simple to use.

5
Everything is straight forward so simple to use. Paying for everything is breeze Reviewed on: 15th June 2026

PayPal credit has been helpful, the only thing that...

4
PayPal credit has been helpful, the only thing that could be improved is that it takes about a week for them to take a payment when you are trying to pay it off Reviewed on: 15th June 2026

Great Customer Service

5
Only once encountered a problem & this was dealt with quickly and satisfactorily. Bought a product which was not received but was charged for. Contacted PP Investigated and resolved. Reviewed on: 15th June 2026

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