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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80951 reviews)

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4.90

Based on 80,951 reviews, last reviewed 22nd Apr 2026

2781400% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always happy purchasing with laypal as any issues al... Always happy purchasing with laypal as any issues always get sorted Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80951)

PayPal is very simple and Easy and extremely reliable.

PayPal is very simple and Easy and extremely reliable. Reviewed on: 18th April 2026

Miss Lisa butler

Never had a problem all enquiry's dealt with if and when I had any Reviewed on: 18th April 2026

Paypal are brilliant

Paypal have always been open and honest Reviewed on: 18th April 2026

Best payment option

Easy to use, app easy to navigate, payments always quick Reviewed on: 18th April 2026

Fantastic exceptional efficient customer fucused

Fantastic exceptional efficient customer fucused Reviewed on: 18th April 2026

Easy to use and good offers available on larger purc...

Easy to use and good offers available on larger purchases Reviewed on: 18th April 2026

Provider has always been fair which is an important...

Provider has always been fair which is an important principle Reviewed on: 18th April 2026

I use PayPal for most of my online purchases.

I use PayPal for most of my online purchases. I know if anything went wrong they are there to fight your corner.. The customer service is excellent Reviewed on: 18th April 2026

Friendly and easy finance

I have used PayPal Credit for close to 8 years and spread payments for important purchases, interest-free. I also use the PP Credit card with Apple Pay and accrue points which give me further discounts. Any time I needed assistance, the phone is picked up quickly and the reps offer instant solutions. Reviewed on: 18th April 2026

Always helpful when there's a problem

Always helpful when there's a problem Reviewed on: 18th April 2026

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