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PayPal: PayPal Credit reviews

4.90
Based on 80,896 reviews, last reviewed 22nd Apr 2026
2776100% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Not bad not excellent Not bad could improve on somethings Reviewed on: 22nd April 2026
Victor 's avatar
Victor

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (80896)

Great allrounder

5
I’ve used PayPal for many years now always been a good service the app is very easy to navigate and customer service is always ready to assist with great staff Reviewed on: 18th April 2026

Very clear app, well laid out.

5
Very clear app, well laid out. Fantastic range of financial services and online protection. Reviewed on: 18th April 2026

Good payment options.

5
Good payment options. Good credit facility. Poor customer response. Difficult to get individual feedback Reviewed on: 18th April 2026

Everything perfect.

5
Everything perfect. Always so easy to use. Will recommend Reviewed on: 18th April 2026

Pay with PayPal and sleep peacefully

5
I like that they monitor delivery, if I have problems with the seller, Pay Pal resolves the case without my presence regarding the refund, and many other benefits. Reviewed on: 18th April 2026

Reliable

5
Wouldn't use anything else for online transactions, a very reasonable service. Reviewed on: 18th April 2026

Just gets better and better

5
I have PayPal for many years and it just gets better and better. Choices for budgeting those necessary big items that crop up and also those fun things we need in life. Reviewed on: 18th April 2026

Mr radev

5
The best one , I’m very happy using PayPal Reviewed on: 18th April 2026

Been on PayPal for many many years using it for buyi...

5
Been on PayPal for many many years using it for buying and selling, sending love ones money it's always been a great system. Recently even getting the new debit card which I use instead now for my daily out about life. Reviewed on: 18th April 2026

Never had any problems very pleased

5
Never had any problems very pleased Reviewed on: 18th April 2026

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