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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145617)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great safe way to pay

5
This is a great way to buy now and pay later Reviewed on: 15th June 2026

Great for short term

4
Used paypal short term credit and had mo problems, but had a problem with 24 months free credit for a phone, paypal had a problem setting up my direct debit so I ended up paying in full Reviewed on: 15th June 2026

Helps you budget better

5
Using pay pal credit helps you spread payments helping you to budget your spending which is today's climate is invaluable Reviewed on: 15th June 2026

paypal the greatest

5
Nothing to much trouble for them to supply or sort out if problem comes up very reliable service easy to navigate to find payments etc Reviewed on: 15th June 2026

Love using paypal

5
I find PayPal really easy to use and you can either pay in full or split into three payments to helping you to budget. Reviewed on: 15th June 2026

I am happy with my PayPal account; it’s secure with...

5
I am happy with my PayPal account; it’s secure with great customer service service. Reviewed on: 15th June 2026

Very easy to use and rapid response not to expensive...

5
Very easy to use and rapid response not to expensive and rate is low Reviewed on: 15th June 2026

PayPal for the win

5
PayPal customer services are always so helpful and always resolve any issues I might be facing. PayPal credit is great as it gives so much flexibility to enjoy things I couldn’t normally afford. Reviewed on: 15th June 2026

Easy, fast and safe way to order online goods.

5
Easy, fast and safe way to order online goods. Reviewed on: 15th June 2026

Excellent service very easy to use and great terms

5
Excellent service very easy to use and great terms Reviewed on: 15th June 2026

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