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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 81,209 reviews, last reviewed 22nd Apr 2026
2805400% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Points make rewards! Really good to know that it's there when I need it! Lovin the new debit card pay and PayPal plus, it feels like you're getting rewarded for using them... Read more Reviewed on: 22nd April 2026
Lori's avatar
Lori

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
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Loz
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81209)

PayPal is the best service for all your needs for sm...

5
PayPal is the best service for all your needs for small purchases to big, to protecting you when you buy from the unknown and the excellent customer service you receive from them, I would highly reccomend PayPal to everyone for everything. 11/10 Reviewed on: 18th April 2026
Kenan's avatar
Kenan

Experience fantastic very flexible can be trusted

5
Experience fantastic very flexible can be trusted Reviewed on: 18th April 2026
Kevin m's avatar
Kevin m

Great all round

5
Always good service and the experience of using pay pal is always easy .easy-to-use and efficient and easy payment system Reviewed on: 18th April 2026
Paul K's avatar
Paul K

Excellent service.

5
Excellent service. Very easy to use and understand on the app Reviewed on: 18th April 2026
Andrew W's avatar
Andrew W

Easy payments

5
Been using PayPal for years now and find it easy for payments. The pay in 3 is useful for spreading payments and the credit card is good for larger payments over £99 being interest free for 4 months. Never had any problems. Reviewed on: 18th April 2026
Nadia Hitchen's avatar
Nadia Hitchen

easy, smooth, stress free, Love it

5
easy, smooth, stress free, Love it Reviewed on: 18th April 2026
basir's avatar
basir

Always very helpful.

5
Always very helpful. Any issues I've ever had they sorted straight away Reviewed on: 18th April 2026
Martina c's avatar
Martina c

Always a good experience making purchases, payment p...

5
Always a good experience making purchases, payment plans make repayment easier and not so much stressful on finances Reviewed on: 18th April 2026
Dante J's avatar
Dante J

I’ve always had no problem with PayPal

5
I’ve always had no problem with PayPal Reviewed on: 18th April 2026
Jan T's avatar
Jan T

Trusted and helpful

5
Have used PayPal for years now and always know my money is safe , there very quick and helpful if ever any problems or on getting refunds from shops etc , great customer service Reviewed on: 18th April 2026
Si M's avatar
Si M

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