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PayPal: PayPal Credit reviews

4.90
Based on 85,026 reviews, last reviewed 25th Apr 2026
3158300% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply convenient and trustworthy second to none Simply convenient and trustworthy second to none secure and fast Reviewed on: 25th April 2026
Thomas P's avatar
Thomas P

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85026)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy, convenient and simple.

5
Easy, convenient and simple. Always the best option Reviewed on: 20th April 2026

I have used paypal credit on many occasions now ove...

5
I have used pay pal credit on many occasions now over the years for various size purchases. The ease of use is what keeps me coming back. The app is so simple to use. It’s easy to keep on top of your spending and access your balance at any given time. It offers many more features that I don’t personally use like the credit card but if I didn’t have one elsewhere I would definitely explore the option of using PayPal for further credit needs Reviewed on: 20th April 2026

Safe online

5
Safe online , more options to buy. Reviewed on: 20th April 2026

Very good customer service definitely recommend to a...

5
Very good customer service definitely recommend to anyone Reviewed on: 20th April 2026

Always good experience, never had any problem

5
Always good experience, never had any problem Reviewed on: 20th April 2026

Reccomended

5
Use paypal credit for emergencies or its handy pay in 3 option. Life saver at times Reviewed on: 20th April 2026

Purchase was very easy and quick.

4
Purchase was very easy and quick. No stress. Reviewed on: 20th April 2026

Easy smooth and quick.

5
Easy smooth and quick. fast transactions. Reviewed on: 20th April 2026

A most reliable money service.

5
A most reliable money service. I have never had any problem that has not been efficiently resolved Reviewed on: 20th April 2026

i use it for safe transactions and spread the costs

5
i use it for safe transactions and spread the costs Reviewed on: 20th April 2026

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