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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145430)

Great service

5
Very good service and great way to utilise a short term credit account. Reviewed on: 15th June 2026

Very easy to use and affordable payments.

4
Very easy to use and affordable payments. Also the pay in 3 options are excellent too. Find this very good for gig tickets Reviewed on: 15th June 2026

easy to use

5
4 months interest free is great and easy to use Reviewed on: 15th June 2026

The app is flawless and very friendly to use.

5
The app is flawless and very friendly to use. Reviewed on: 15th June 2026

Efficient flexible safe service.

4
Efficient and flexible service feel safe when making a transaction with PayPal very good for me who is struggling financially and having the opportunity of paying 3 in 1.i I'm so grateful for having PayPal. Reviewed on: 15th June 2026

I’ve not had any problems, never needed to contact c...

5
I’ve not had any problems, never needed to contact customer service at all. Any queries are covered in the FAQ section, and explained very clearly. Reviewed on: 15th June 2026

Always a pleasure to deal with.

5
Always a pleasure to deal with. Fast, hassle free transactions. Reviewed on: 15th June 2026

Never every had any problem with pay pal ,always sti...

5
Never every had any problem with pay pal ,always stick to the rules and the credit side with interest free is great. Reviewed on: 15th June 2026

I am happy with paypal in all aspects

5
I am happy with paypal in all aspects Reviewed on: 15th June 2026

It’s ok, billing processing takes more longer

4
It’s ok, billing processing takes more longer Reviewed on: 15th June 2026

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