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PayPal: PayPal Credit reviews

4.90
Based on 81,858 reviews, last reviewed 22nd Apr 2026
2865700% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Features such as pay in 3 & PayPal credit are great. Features such as pay in 3 & PayPal credit are great. I also appreciate the new PayPal credit & debit cards & the new rewards system. However, when som... Read more Reviewed on: 22nd April 2026
Michelle Wales's avatar
Michelle Wales

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (81858)

Just find it so easy to use, never have any...

5
Just find it so easy to use, never have any problems Reviewed on: 18th April 2026

Easy to use would definitely recommend to others

5
Easy to use would definitely recommend to others Reviewed on: 18th April 2026

Brilliant service would recommend to anyone

5
Brilliant service would recommend to anyone Reviewed on: 18th April 2026

Exceptional review

5
Very easy and smooth experience with paypal Reviewed on: 18th April 2026

It easy to pay

5
It easy to pay for anything and most places except PayPal now. Reviewed on: 18th April 2026

All good Paypal

5
Always great customer service- cannot complain about anything Reviewed on: 18th April 2026

Reliable and easy to use payment platform

5
PayPal is a reliable and convenient platform for sending and receiving money. Transactions are usually quick, and the interface is easy to use. It offers good buyer protection, which adds peace of mind when shopping online. However, fees can sometimes be a bit high, especially for international transfers. Overall, it’s a solid and widely trusted payment service. Reviewed on: 18th April 2026

Great offer, easily accessed.

5
Great offer, easily accessed. Happy to have access to another credit tool for online purchases with the safety network of PayPal. Handy to purchase digital and physical products with a guarantee and since it's PayPal's money until you settle, you get good support Reviewed on: 18th April 2026

Great peace of mind

5
When issues have occurred in the past PayPal have made good decisive decisions and helped with issues accordingly.A very secure and also convenient way to pay with great peace of mind Reviewed on: 18th April 2026

They are marvellous and the interest agrees with my...

5
They are marvellous and the interest agrees with my financial goals Reviewed on: 18th April 2026

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