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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145431 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145431)

PayPal. Additional Security, Peace Of Mind.

PayPal is an easy and convenient way to make online payments and transactions. It provides peace of mind that all your financial transactions will be safe and secure, with additional security and protection. Reviewed on: 15th June 2026

I like to use this card.

I like to use this card. He is excellent Reviewed on: 15th June 2026

Help for Studies

I needed books for my research and studies and paypal credit helped make it possible, with rare books being hard to find, I needed to get them as soon as I saw them, which I couldn't do on a students budget. That was when I applied for and was approved credit, much to my surprise, it has been a weight off my shoulders. Reviewed on: 15th June 2026

Seamless transactions and great transparency.

Seamless transactions and great transparency. Timed reminders for upcoming payments, with assistance available whenever needed. Reviewed on: 15th June 2026

A * Pleasure *

Been a pleasure (so far) , my go to trusted payment provider. Reviewed on: 15th June 2026

Easy to use.

Easy to use. App is easy to keep on track with payments. Reviewed on: 15th June 2026

A great way of spreading costs in this time of spira...

A great way of spreading costs in this time of spiralling bills. Reviewed on: 15th June 2026

Excellent fast and accurate.

Excellent fast and accurate. Paypal is brilliant and easy to use. Reviewed on: 15th June 2026

I used PayPal credit to purchase festival tickets.

I used PayPal credit to purchase festival tickets. It helped me spread paying the amount over 4 months and save £40. Reviewed on: 15th June 2026

Easy to use, clear policies.

Easy to use, clear policies.. Safe Reviewed on: 15th June 2026

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