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PayPal: PayPal Credit reviews

4.90
Based on 86,018 reviews, last reviewed 26th Apr 2026
1624750% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s always been good. It’s always been good. Easy to make payments through PayPal and so easy to keep track of all my spending Reviewed on: 26th April 2026
Jack C's avatar
Jack C

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86018)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

good app performance.

5
good app performance. fast, clear, convenient Reviewed on: 21st April 2026

Very helpful.

5
Very helpful. The credit card is excellent as I can use my credit account anywhere Reviewed on: 21st April 2026

My gig buddy

5
Great way to get gig tickets as they are expensive Reviewed on: 21st April 2026

My PayPal credit card has been so useful to me...

5
My PayPal credit card has been so useful to me Reviewed on: 21st April 2026

One of the easiest ways to pay flexibly

5
It's one of the easiest ways to flexibly pay for things. There's at least the 3 months of 0% interest and they often have deals with partners for several years of payments at 0% plus you can still pay it off early if you choose to without penalty. All in all a great solution for credit purchasing. Reviewed on: 21st April 2026

I’ve always relied on PayPal for when I’m running lo...

5
I’ve always relied on PayPal for when I’m running low and never had no issues! Reviewed on: 21st April 2026

Easy and quick payments.

5
Easy and quick payments. Letting you know when dispatched and when out for delivery with time slot. Reviewed on: 21st April 2026

Simply the best

5
Superb company everything feels safe and works as it should well done Reviewed on: 21st April 2026

highly recommend

5
highly regarded for secure, fast online purchasing, offering a convenient, trusted, and widely accepted platform for daily transactions and small business use Reviewed on: 21st April 2026

I love Pay pal it makes everything so much easier ,...

5
I love Pay pal it makes everything so much easier , pay in 3 I buy things for my children and spread the cost Reviewed on: 21st April 2026