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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,809 reviews, last reviewed 23rd Apr 2026
2952200% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good, I am happy with PayPal All good, I am happy with PayPal Reviewed on: 23rd April 2026
Hristina B's avatar
Hristina B

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026
Tommy's avatar
Tommy
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82809)

I love using PayPal to buy all my items, especially...

5
I love using PayPal to buy all my items, especially online where scammers are always on the prowl. There is no fuss, it's secure and swift, I couldn't be without it to be honest. Reviewed on: 19th April 2026
Mrs Z Smith's avatar
Mrs Z Smith

Great service.

5
Great service. Helps me budget and buy things when I need them. Reviewed on: 19th April 2026
Sharon 's avatar
Sharon

It's a credit card, what more can i say ;-)

4
It's a credit card, what more can i say ;-) Reviewed on: 19th April 2026
Paul's avatar
Paul

Trusted service

5
Great help on holiday and amaizing service when it came to refunds Reviewed on: 19th April 2026
Bart's avatar
Bart

PayPal - trustworthy and reliable

5
I have used PayPal for many years. PayPal is so easy to use that you don’t need to worry about it. I feel my online transactions are safe with PayPal and feel reassured when PayPal is a payment option. PayPal credit allow me to purchase items I probably wouldn’t be able to afford otherwise. Reviewed on: 19th April 2026
Cass MC's avatar
Cass MC

I am using PayPal from more than 2 years.

5
I am using PayPal from more than 2 years. I found vary easy and value using the app. I got PayPal credit very easy in my account and I am using it, paying back. very easy and good. Reviewed on: 19th April 2026
roop narayan sharma's avatar
roop narayan sharma

Not transparent at all.

2
Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

It Makes life easier

5
I love Paypal makes easter my life, what i like mist it's i can buy with confident, I always recommend PayPal to my friends. Reviewed on: 19th April 2026
Emy C's avatar
Emy C

Never had a problem always there when I need it defi...

5
Never had a problem always there when I need it definitely recommend PayPal credit and it’s safer to use Reviewed on: 19th April 2026
Julia Halls's avatar
Julia Halls

Recommend using PayPal 10/10

5
I have been using PayPal for the last 8 years, their customer service is excellent and they are an extra layer of protection between you and the retailer. I like that you can link your bank accounts and your cards, and also gave the options of Pay in Three or credit if needed. Reviewed on: 19th April 2026
DV's avatar
DV

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