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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145391 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145391)

PayPal is the best

Really professional service and customer relations. App is amazing as well . Love PayPal Reviewed on: 15th June 2026

One stop credit

Pay pal is my go to place it is so easy and clear way to control you spending and allow you to budget .and the deferred three months on larger purchases allows you to budget and spread the cost when things are a little tight Reviewed on: 15th June 2026

PayPal Credit has been amazing for big life purchase...

PayPal Credit has been amazing for big life purchases that can hit hard when all paying in one go. I have used it to buy a phone and pay for flights. Both important necessary purchases i couldn't have done without PayPal credit. Reviewed on: 15th June 2026

Powerful tool for managing online purchases

PayPal Credit is a powerful tool for managing larger online purchases, especially when you can take advantage of its promotional financing offers. It offers flexibility and convenience, but like any credit product, it requires careful management to avoid interest charges and fees. It's a fantastic option for those who want a flexible credit line specifically tailored for their online shopping habits! Reviewed on: 15th June 2026

Paypal is very reliable and secure.

I try to use PayPal as much as I can because I like the extra level of security. When I have had to dispute payments, they have always helped to resolve the issue. Reviewed on: 15th June 2026

regular customer of 21 yrs,...

Have been a regular customer for 21 yrs, in this time I’ve always found PayPal to be respectful to our needs, very helpful plus a good team.! Reviewed on: 15th June 2026

Useful service

I have used PayPal for many years, and recently taken out PayPal credit. The app is easy to use and can see everything very clearly. I have had a couple of times where I have had to call them, the staff were very friendly and helpful. Reviewed on: 15th June 2026

Paypal credit is very useful.

Paypal credit is very useful. It has been handy many times. Reviewed on: 15th June 2026

Great experience, customer service is excellent.

Great experience, customer service is excellent. Reviewed on: 15th June 2026

Never had an issue with anything, always received or...

Never had an issue with anything, always received or sent money fine. Always used PayPal credit. Now use this on my Apple Pay which is a life saver. Reviewed on: 15th June 2026

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