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PayPal: PayPal Credit reviews

4.90
Based on 82,921 reviews, last reviewed 23rd Apr 2026
2962900% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had no issues. I’ve had no issues. If I’ve had any questions the my have been answered quickly when using the online chat function that is easily accessible on the P... Read more Reviewed on: 23rd April 2026
Dono's avatar
Dono

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82921)

Recommend PayPal

5
Easy to use, and spread the cost of things Reviewed on: 19th April 2026

Helpful when needed some extra money to spend, trave...

5
Helpful when needed some extra money to spend, travelling etc Reviewed on: 19th April 2026

Very good and easy to use.

5
Very good and easy to use. Also recommend for friends, never get a problem with use pay pal Reviewed on: 19th April 2026

Useful app

5
It’s worked fine. If you need a money app you could do worse. Reviewed on: 19th April 2026

PayPal great help

5
PayPal is secure and they're always there to help the customers Reviewed on: 19th April 2026

Easy and efficient

5
Easy access to the app and quick response to enquiries. Reviewed on: 19th April 2026

My purchase went very successful and stress free wit...

5
My purchase went very successful and stress free with this service Reviewed on: 19th April 2026

PayPal is the best

5
Whenever I have had any issues or needed any help, PayPal are always there for me and deal with problems quickly and efficiently. And now you can earn points with them too and I have already managed to get £15 deducted from an online order. Reviewed on: 19th April 2026

PayPal a life saver.

4
PayPal is a life saver for me . It gives me peace of mind allowing me to buy tings I need and pay later without interest fee this is amazing. The most amazing things about PayPal is that I can use it pay for a list anything online it's just fantastic and make life easier. Reviewed on: 19th April 2026

I use paypal regularly for many transactions and fin...

5
I use paypal regularly for many transactions and find it efficient and convenient, i can assist freinds and family and buy goods and services from mamy places easily . I can also speead the cost if certain transactions interest free which can be a big help . Reviewed on: 19th April 2026

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