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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145381 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145381)

Fraud on my card, advisor useless.

Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time with these jokers useless when something goes wrong Reviewed on: 15th June 2026

I love that the good interest rate

I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026

Great flexibility fast reply and reliable

Great flexibility fast reply and reliable Reviewed on: 15th June 2026

I would definitely recommend paypal pay to my friend...

I would definitely recommend paypal pay to my friends and family because its simple and powerful love you paypal Reviewed on: 15th June 2026

So easy to use and credit plans are amazing

So easy to use and credit plans are amazing Reviewed on: 15th June 2026

I recommend PayPal to everyone

I recommend PayPal to everyone. I bought four tires for my car and the garage where I was going to change them was not serious. I made an online reservation to buy tires for a Monday and they postponed me for a week. I canceled this order and with the help of PayPal I received the money back the same day. Reviewed on: 15th June 2026

PayPal credit, work related purchases.

Using PayPal credit for work related purchases provides the 90 day flexibility that allows me to remain competitive when pricing and invoicing for my work load. Reviewed on: 15th June 2026

Safe and confident way to pay

Easy app to use. Clear and easy to find what you are looking for. Prompt replies from customer services when used. Good layout. Never had any issues in years I have used PayPal. My safest way to buy and reliable. Reviewed on: 15th June 2026

PayPal credit customer service

Excellent customer service and PayPal support is excellent Reviewed on: 15th June 2026

Good and bad

Pulled me out of some difficult times, however balances don’t update instantaneously neither do payments made, days to complete payments even. Reviewed on: 15th June 2026

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