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PayPal: PayPal Credit reviews

4.90
Based on 83,086 reviews, last reviewed 23rd Apr 2026
2977800% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My review Very good service! Never had a problem using PayPal. Always helpful when you need them Reviewed on: 23rd April 2026
Halls's avatar
Halls

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83086)

PayPal is a great tool

5
Have used PayPal many many times using normal payment methods and the credit options alongside also recieving money either from friends/family or from selling things always with ease and if there are ever issues they have been quickly resolved. Reviewed on: 19th April 2026

A safe and convenient way to pay online, a site you...

5
A safe and convenient way to pay online, a site you can trust. Reviewed on: 19th April 2026

Feel safe when buying on line

5
When i have bought stuff on line and not receved paypal make it easy to clame the money back Reviewed on: 19th April 2026

Great options

5
PayPal services are great I use Pay in 3 and PayPal credit frequently. Great options to manage spending across a period of time. 4 month interest free credit purchases have been really useful for big purchases. Reviewed on: 19th April 2026

prompt and excellent service throughout

5
prompt and excellent service throughout Reviewed on: 19th April 2026

Excellent customer service they assisted me with my...

5
Excellent customer service they assisted me with my queries and resolved quickly. Reviewed on: 19th April 2026

Very convenient and easy

5
Very convenient and easy to use. You have to earn the trust and keep it high. Reviewed on: 19th April 2026

My purchase experience

5
I made a purchase and choose the option pay with PayPal 4 interest free payment which i didn't make any payments at purchase till the following month Reviewed on: 19th April 2026

Been with PayPal now for over 20 years,.

5
Been with PayPal now for over 20 years, always use PayPal for any purchase I make, I find it safe, fast and protected, if the seller doesn't' have the PayPal option for payment, I look somewhere else first before making a purchase. Reviewed on: 19th April 2026

Very straightforward app and refunds and credit are...

5
Very straightforward app and refunds and credit are easy to.Highly recommended to anyone. Reviewed on: 19th April 2026

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