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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83192 reviews)

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4.90

Based on 83,192 reviews, last reviewed 23rd Apr 2026

2987300% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I find PayPal excellent for my needs and for the pay... I find PayPal excellent for my needs and for the pay over 3 installments saves me having to pay all at once and I have time to budget my money without... Read more Reviewed on: 23rd April 2026

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83192)

PayPal credit spreading the cost..

PayPal credit has helped me spread the cost of big purchases. I have not had any problems so far. Reviewed on: 19th April 2026

Excellent customer experience

I have had trouble in the past with passwords and getting money out i rang customer services and on line and has been fixed the problem right away Reviewed on: 19th April 2026

Great experience

PayPal offer great credit deals with no interest and up to 4 months to pay, no late fees. The app is really easy to use and offers all the info you need Reviewed on: 19th April 2026

So easy to use.

So easy to use. Easy payment options you can set up your payments to come out on the days you want. Never had any problems and no interest if you pay up by the deadline Reviewed on: 19th April 2026

Great people and helpful service.

Great service made a mistake and rep helped me to rectify and put my mind at peace when the bank was unhelpful. Reviewed on: 19th April 2026

Easy and simple to use.

Easy and simple to use. Whenever Im making a purchase online. I try to use PayPal Credit, because I trust them. I know my purchase is protected from fraud. Reviewed on: 19th April 2026

PayPal is the best friend anyone could have, they re...

PayPal is the best friend anyone could have, they really look after you Reviewed on: 19th April 2026

Great credit company, care about their customer

Great credit company, care about their customer Reviewed on: 19th April 2026

Good service

Very good service for intrest free payments for 4 months Reviewed on: 19th April 2026

Excellent Credit Card

I have had the PayPal account for a year, I could say that it is the best credit provider I have had so far. Reviewed on: 19th April 2026

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