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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145377)

I was hacked.

5
I was hacked and they sorted it out within minutes. So kind and caring Reviewed on: 15th June 2026

Sucj a brilliant sevice, i will continue to use payp...

5
Sucj a brilliant sevice, i will continue to use paypal in the future. If i need help with anything they are only a phone call away which i have never had an issue with. Reviewed on: 15th June 2026

Reliable.

5
Reliable. It was really easy to reaching out customer service if I have some queries and they responded in a very friendly and respectful manner. Reviewed on: 15th June 2026

Fast efficient ways to pay.

5
Fast efficient ways to pay. Easy to use app and the cash back on purchases is a bonus Reviewed on: 15th June 2026

Five stars

5
I’ve used PayPal for years and I find them very easy to deal with. The customer service team has been excellent in my experience Reviewed on: 15th June 2026

Never had any issues disputes resolved quickly

5
Never had any issues disputes resolved quickly Reviewed on: 15th June 2026

PayPal always a safe option

5
PayPal have helped me a few times in the past and I’ve never had any problems getting a refund. Reviewed on: 15th June 2026

Paypal Credit

5
I use my PayPal credit regularly, sometimes splitting payments. Reviewed on: 15th June 2026

I bought my phone via Honor & paypal credit

5
I bought my phone via Honor and getting 24 months int free credit with Paypal was a fab incentive. Really easy to apply and obtain, Reviewed on: 15th June 2026

You can use it easily.

5
You can use it easily. It's very fast to pay. You can use it over the world. It's very easy to open an account and sending money to everyone is usually free or inexpensive. Reviewed on: 15th June 2026

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