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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145374)

App good customer service brilliant always helpful

5
App good customer service brilliant always helpful Reviewed on: 15th June 2026

Quick and convenient

5
A convenient option to use if you are watching your spending.It explains what your payments will be and when to make your payment. Reviewed on: 15th June 2026

Convenient and easy

5
Very easy and convenient to use. Reviewed on: 15th June 2026

5* would recommend

5
5* would recommend to friends and family. Good customer service and a reliable app Reviewed on: 15th June 2026

All good did what it said it would

4
All good did what it said it would Reviewed on: 15th June 2026

Kuljitkaur

5
I always use PayPal specifically for only shopping I feel safe to use and always recommend to my family and friends to use PayPal Reviewed on: 15th June 2026

I love pay pal

5
Pay pal is such a great tool for not only managing money but making sure your money is safe! Reviewed on: 15th June 2026

Brilliant if Iv ever had any issues they’ve been ver...

5
Brilliant if Iv ever had any issues they’ve been very quick on sorting the problem would recommend Reviewed on: 15th June 2026

Great payment options.

5
Great payment options and excellent communication helps me manage my finances with ease. Reviewed on: 15th June 2026

So flexible, accessible, and easy-to-use

5
So flexible, accessible, and easy-to-use Reviewed on: 15th June 2026

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