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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145379 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145379)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Best ever my top recommendation.

Best ever my top recommendation. Can be used everyday Reviewed on: 15th June 2026

It has been so good and easy to use

It has been so good and easy to use Reviewed on: 15th June 2026

Flexibility and Security

It's an easy to use service for online purchases giving flexibility to switch between credit, debit and split payments. Great security by enabling passkeys and flexible integration with a wide range of sites and services Reviewed on: 15th June 2026

Really so convenient and easy to use

Really so convenient and easy to use and get the help when something goes missing or wrong. Reviewed on: 15th June 2026

Paypal credit is easy to apply for, easy to use and...

Paypal credit is easy to apply for, easy to use and is there as a back up in these expensive times. Reviewed on: 15th June 2026

Everything is going great and smooth at PayPal.

Everything is going great and smooth at PayPal. Reviewed on: 15th June 2026

Never had problems with accessing paypal.

Never had problems with accessing paypal. Communication very good Reviewed on: 15th June 2026

Resolved my issue really quickly

I had some issues and PayPal sorted them really quickly Reviewed on: 15th June 2026

Fair access to finance

Great pay in 3 offer which allows me to treat myself, reminders for payments prevents extra charges, app easy to use and secure Reviewed on: 15th June 2026

The Best Financial Flexibility - Paypal credit

PayPal Credit has been incredibly helpful for managing larger purchases. The interest-free offers on qualifying purchases provide real flexibility, and the integration with PayPal makes everything easy to track and manage. It’s convenient, reliable, and has made budgeting much easier for me. Highly recommended Reviewed on: 15th June 2026

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