Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 86,210 reviews, last reviewed 26th Apr 2026
1633550% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and usability Only ever had 2 issues with a retailer not providing the service I paid for. Both occasions PayPal dealt with it immediately with no fuss and the issu... Read more Reviewed on: 26th April 2026
Alistair L's avatar
Alistair L

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86210)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay in 4 is really helpful as it breaksdown a big pu...

5
Pay in 4 is really helpful as it breaksdown a big purchase to smaller chunks. Reviewed on: 21st April 2026

Highly recommended

5
The whole process is smooth, easy to use, practical purpose- this has been an absolute boon. Reviewed on: 21st April 2026

A1 helps me budget and get the goods quickly

5
A1 helps me budget and get the goods quickly Reviewed on: 21st April 2026

Just used PayPal 10 years ago

5
Just used PayPal 10+ years, very convenient for shopping online, and sending money abroad. The application is number 1 in the finance section.. Reviewed on: 21st April 2026

I have been a customer with PayPal for 20 plus years

5
I have been a customer with PayPal for over 20 years. They are trustworthy, honest and helpful. The customer service is always excellent and they are always polite kind and helpful also. Reviewed on: 21st April 2026

Paypal is quite good , rather than using your bank c...

4
Paypal is quite good , rather than using your bank card Reviewed on: 21st April 2026

Helpful, easy access

5
Always useful to have access to this. Very simple to use. Reviewed on: 21st April 2026

I like using PayPal as I feel safe and secure with m...

5
I like using PayPal as I feel safe and secure with my bank details Reviewed on: 21st April 2026

Used PayPal for years.

5
Used PayPal for years. Can buy with confidence knowing they have your back if there are any issues. Use PayPal Credit a lot and Pay in 3 is particularly useful Reviewed on: 21st April 2026

Very easy to use avaiable on most sites now.

5
Very easy to use avaiable on most sites now. Reviewed on: 21st April 2026