Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83420 reviews)

View other PayPal products

4.90

Based on 83,420 reviews, last reviewed 23rd Apr 2026

3008700% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great useable. Great useable.It makes it repayment easier for to link your bank. Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal credit is great where it's accepted. BUT PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. Y... Read more Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83420)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I trust PayPal with all my transactions and purchases.

I trust PayPal with all my transactions and purchases. I have used it for small and big payments. It is also very versatile and dynamic- I can split the bill at a restaurant and send the correct amount to my friends. No matter what I do… it is always safe. Reviewed on: 19th April 2026

Pay in 3 and PayPal credit available so when I want...

Pay in 3 and PayPal credit available so when I want something a little more expensive I can spread the cost. Easy to use. I feel protected should I be scammed on any purchases. Reviewed on: 19th April 2026

Excellent ready credit with no gotchas.

Excellent ready credit with no gotchas. Thanks PayPal Reviewed on: 19th April 2026

PayPal always offers great service and offering

PayPal always offers great service and offering. It’s reliable and you know your funds are safe. Reviewed on: 19th April 2026

Easy to male payments, statements ans quick glances...

Easy to male payments, statements ans quick glances at spending Reviewed on: 19th April 2026

PayPal has been amazing for me.

PayPal has been amazing for me with the security and ease of use it's the obvious choice for me. Reviewed on: 19th April 2026

Really helpful and always quick solutions

Really helpful and always quick solutions Reviewed on: 19th April 2026

Excellent

Excellent and easy to use through app. Reviewed on: 19th April 2026

Very convenient.

Very convenient and easy to apply for PayPal Credit Reviewed on: 19th April 2026

Very handy to pay for larger items and pay off whate...

Very handy to pay for larger items and pay off whatever you have to spend Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.92 from 3683 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38250 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub