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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146974 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146975)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use, safe and secure everything in one...

Very easy to use, safe and secure everything in one place. Reviewed on: 17th June 2026

excellent service every time.

excellent service every time. never failed to deliver Reviewed on: 17th June 2026

I’ve had a great experience with the PayPal Credit C...

I’ve had a great experience with the PayPal Credit Card. The card is easy to use, and the rewards and payment options are very convenient. The app is excellent—it’s user-friendly, fast, and makes it simple to check balances, track transactions, and make payments. Everything is organized clearly, and I can manage my account anytime. Overall, it’s a reliable credit card with a great app that makes managing finances easy. Highly recommended! Reviewed on: 17th June 2026

Paypal is easy to use

Paypal is easy to use, the pay in 3 option is very useful especially for larger purchases. Reviewed on: 17th June 2026

I have a very positive experience.

I have a very positive experience. PayPal credit is very convenient and flexible. I use it whenever I need it. Reviewed on: 17th June 2026

Quick and easy .

Quick and easy .. great app great integration with most online platforms Reviewed on: 17th June 2026

Use time and time again.

Use time and time again. PayPal has never let me down, so easy and so reliable Reviewed on: 17th June 2026

Just really good when you done have the money to pay...

Just really good when you done have the money to pay for things in the moment Reviewed on: 17th June 2026

I have used the credit for lots of items and never h...

I have used the credit for lots of items and never had a problem Reviewed on: 17th June 2026

I recommend it to everyone

I've never had any problems, everything always works perfectly Reviewed on: 17th June 2026

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