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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145298 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145299)

all great easy access good customer aervice

all great easy access good customer aervice Reviewed on: 15th June 2026

Never had any issues, simple and easy to use wheneve...

Never had any issues, simple and easy to use whenever needed Reviewed on: 15th June 2026

Paypal is so easy to use.

So easy to use. Customer service excellent. Reviewed on: 15th June 2026

Great experience

Great experience, flexibility and excellent customer services. Reviewed on: 15th June 2026

Buyer protection is a myth

Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

I am using paypal services long time.

I am using paypal services long time. So far i don’t have any issues. Highly recommended Reviewed on: 15th June 2026

My credit cards are sitting in the wallet

Payment flexibility is great for buying stuff before payday. Paypal credit is awesome for its pay in 4 flexibility and no interest. Reviewed on: 15th June 2026

Quality service

They provide quality and superb services Reviewed on: 15th June 2026

The PayPal pay in 3 and PayPal credit has helped me...

The PayPal pay in 3 and PayPal credit has helped me multiple times with payments I couldn’t afford. Reviewed on: 15th June 2026

Very easy and efficient to use.

Very easy and efficient to use. I can use it in most of the shops and through the app is very easy to manage the balance and payments. Reviewed on: 15th June 2026

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