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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145248)

Amazing and so helpful and easy to use

5
Amazing and so helpful and easy to use Reviewed on: 15th June 2026

Easy to see transactions and kept up to date with de...

5
Easy to see transactions and kept up to date with delivery progress. Reviewed on: 15th June 2026

Amazing product

5
Great way to pay for goods and feel safe Reviewed on: 15th June 2026

quick and easy

5
It was quick and easy to apply.I did not have to wait ages. Reviewed on: 15th June 2026

Overall a very good experience with paypal

5
Overall a very good experience with paypal Reviewed on: 15th June 2026

Credit card not arrived disappointed

3
Credit card not arrived disappointed Reviewed on: 15th June 2026

It's the easiest method but still experiencing too m...

4
It's the easiest method but still experiencing too many glitches. Reviewed on: 15th June 2026

Everything is very easy to use and understand

5
Everything is very easy to use and understand Reviewed on: 15th June 2026

When I have had a problem I can get through to a PER...

5
When I have had a problem I can get through to a PERSON and not an answering agent I trust them and they are a really great company Reviewed on: 15th June 2026

Simple and straightforward

5
Always simple and easy to use, good statements provided with clear information, Lots of different credit options. I always pay with paypal, gives you piece of mind. Reviewed on: 15th June 2026

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