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PayPal: PayPal Credit reviews

4.90
Based on 83,611 reviews, last reviewed 24th Apr 2026
3026400% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and convenient to use. Easy and convenient to use. Widely accepted, good interest rates and a bonus to have. Reviewed on: 24th April 2026
JanW's avatar
JanW

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83611)

Just feel safe to use PayPal to pay for items, custo...

5
Just feel safe to use PayPal to pay for items, customer services is very good too Reviewed on: 19th April 2026

Great and excellent customer care

5
Great and excellent customer care Reviewed on: 19th April 2026

I love it easy to add money easy to use and get poin...

5
I love it easy to add money easy to use and get points on top Reviewed on: 19th April 2026

I have been using PayPal for over 20 years and have...

5
I have been using PayPal for over 20 years and have never had any problems. In fact they have been excellent Reviewed on: 19th April 2026

Good service i like it!

5
Good service i like it!i would prefer to reach more credit in future! Reviewed on: 19th April 2026

My First and Only Credit Card!!

5
Use Paypal a lot, used them to set up my first ever credit card and it’s been a huge help. I love the points you can earn by making purchases, and it’s super helpful using this alongside the Pay In Three option, it’s made my budgeting so much better but I’m still being able to enjoy myself and making purchases I can’t afford in one big payment. Super easy to use app too!! Reviewed on: 19th April 2026

Best credit card I’ve ever used.

5
Best credit card I’ve ever used. Reviewed on: 19th April 2026

Have been using PayPal for years and they are the be...

5
Have been using PayPal for years and they are the best in terms of service and security and protection over money Reviewed on: 19th April 2026

Very easy to use.

5
Very easy to use. Helpful staff. Reviewed on: 19th April 2026

customer service under a minute.

5
Customer service answers in under a minute. Sorted a dispute I had without hassle Reviewed on: 19th April 2026

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