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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145168 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145168)

Transactions, All my transactions have been good and...

Transactions, All my transactions have been good and were I’ve co tasted customer serves es also been good Reviewed on: 15th June 2026

Quick to use, able to add to wallet for easy purchases.

Quick to use, able to add to wallet for easy purchases. The points is an excellent extra and if I have ever had issues it’s an easy return. Reviewed on: 15th June 2026

Great service super easy to use and great customer s...

Great service super easy to use and great customer service Reviewed on: 15th June 2026

Great app. Great service.

Really easy to set up and use the app works flawlessly, options to pay in multiple ways. Reviewed on: 15th June 2026

Paypal service is great and relaibe

Paypal service is great and relaibe Reviewed on: 15th June 2026

Never any issues with payments disputes or queries

Never any issues with payments disputes or queries Reviewed on: 15th June 2026

I’ve used PayPal credit multiple times, taking advan...

I’ve used PayPal credit multiple times, taking advantage of the excellent four month interest free option Reviewed on: 15th June 2026

PayPal Credit is a highly flexible and trustworthy.

PayPal Credit is a highly flexible and trustworthy way to spread the cost of online purchases. Whether you're managing an expensive buy or simply smoothing out cash flow, it offers genuine financial breathing room and without the hidden fees. It is a comforting safety net for most transaction as their protection scheme covers eligible purchases if they don't arrive, or substantially differ from the sellers' description. Under this scheme they will reimburse the cost of the item and the shipping costs. It makes real sense to use this payment method. Reviewed on: 15th June 2026

Few issues using the paypal credit card

Had a few issues when trying to use the pay pal credit card, it wasn't accepted. Other then that its a great option to have the 4 months interest free period. Reviewed on: 15th June 2026

Great experience all round with Paypal credit

Great experience all round with Paypal credit Reviewed on: 15th June 2026

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