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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,916 reviews, last reviewed 24th Apr 2026
3054600% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Im very happy that can have PayPal credit limit So I... Im very happy that can have PayPal credit limit So I can buy any things online or wallet fantastic thanks for that Reviewed on: 24th April 2026
Jaroslav s's avatar
Jaroslav s

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83916)

1 like the way the protect customers from scammers

5
1 like the way the protect customers from scammers Reviewed on: 19th April 2026
Ella's avatar
Ella

Great service provided used all the time for many years

5
Great service provided used all the time for many years Reviewed on: 19th April 2026
Imaad a's avatar
Imaad a

Very good

5
PayPal Credit is a convenient option when you want flexibility without pulling out your card every time. The application is quick, and it integrates smoothly with PayPal, which makes online shopping feel effortless. I like the option to spread payments, especially for bigger purchases. Reviewed on: 19th April 2026
Raluca Draghia's avatar
Raluca Draghia

Always convenient and super easy to use

5
Always convenient and super easy to use Reviewed on: 19th April 2026
Ash C's avatar
Ash C

My experience with PayPal credit has been good, the...

4
My experience with PayPal credit has been good, the limit is high, discounts is good and no excessive interest charges. Reviewed on: 19th April 2026
Amina A's avatar
Amina A

PayPal Credit is a saver

5
PayPal Credit saved me all the time Reviewed on: 19th April 2026
Mirela C's avatar
Mirela C

Great Great Great Great Great Great Great Great Grea...

5
Great Great Great Great Great Great Great Great Great Great Great Great Great Great Great Great Reviewed on: 19th April 2026
SAHEED iyanda 's avatar
SAHEED iyanda

Easy to use for everything I need and the new credit...

5
Easy to use for everything I need and the new credit card option is brilliant and straight forward Reviewed on: 19th April 2026
Jack Hornsby's avatar
Jack Hornsby

An extra safety net for those special purchases!

5
Regularly use PayPal Credit for extra security in day to day purchases and big purchases. I recently experienced an issue with an expensive purchase, where a return wasn’t refunded and the seller wouldn’t respond. Reported to PayPal who contacted the seller on my behalf and organised a full refund, which I could easily track through the app. Reviewed on: 19th April 2026
Cat A's avatar
Cat A

Very impressed with paypal

5
Really pleased with paypal the monthly payments are low enough to be able to get what youve spent down quite quickly .. Theres never any hidden charges and i prefer using them than any other credit company.. Reviewed on: 19th April 2026
aaron's avatar
aaron

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