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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

Easy to use easy to pay bills , payments straight...

Easy to use easy to pay bills , payments straight away Reviewed on: 15th June 2026

Simple payments with choice to spread the cost over...

Simple payments with choice to spread the cost over time Reviewed on: 15th June 2026

Never any issues, super secure, excellent customer s...

Never any issues, super secure, excellent customer service! Preferred method of payment for me, no doubt! Reviewed on: 15th June 2026

Reassurance

Easy to use safe to use gives reassurance , I just wish more people would use it when you explain the benefits Reviewed on: 15th June 2026

Easy to use

I like the security PayPal gives Reviewed on: 15th June 2026

Always had good experience with PayPal using it and...

Always had good experience with PayPal using it and customer service has always been helpful Reviewed on: 15th June 2026

Love using PayPal it’s so easy for my purchases!

Love using PayPal it’s so easy for my purchases! Now the new rewards program Reviewed on: 15th June 2026

Can’t pay individual credits.

Can’t pay individual credits. For example in past I could pay specific purchase now I can’t. Reviewed on: 15th June 2026

Pay pal credit is so easy to use.

Pay pal credit is so easy to use..it is accepted in places that you shop with pay pal Reviewed on: 15th June 2026

Not used it much but seams fine , no issues

Not used it much but seams fine , no issues Reviewed on: 15th June 2026

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