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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,084 reviews, last reviewed 24th Apr 2026
3070800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and efficient. Have always been very helpful polite and efficient. Outstanding performances. Reviewed on: 24th April 2026
ERIC W's avatar
ERIC W

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84084)

Great app, good systems, great for credit account p...

5
Great app, good systems, great for credit account paypal+ new and has reward points on purchases and great overall security and customer service from my experience over the years. Happy to be a customer ongoing. Reviewed on: 20th April 2026
Jony L's avatar
Jony L

Quick decision and easy to apply for

5
Quick decision and easy to apply for Reviewed on: 20th April 2026
Mark H's avatar
Mark H

A direct debit bounced due to the fact that I switch...

5
A direct debit bounced due to the fact that I switched banks and they failed to properly transfer the payment details over. However PayPal answered the phone very quickly and we're very helpful. They waived the late payment charge and set up a new direct debit. Reviewed on: 20th April 2026
Charlie 's avatar
Charlie

Trusted and reliable

5
PayPal is the best. Easy payments and very useful app Reviewed on: 20th April 2026
Vishnu P's avatar
Vishnu P

PayPal credit makes things so easy to split big paym...

5
PayPal credit makes things so easy to split big payments over 4 months at 0% making big payments easy to manage within monthly spending Reviewed on: 20th April 2026
Johnny M's avatar
Johnny M

Great customer service.

5
Great customer service. Wish to respond if there is an issue. PayPal is great for convenience. Reviewed on: 20th April 2026
Michelle's avatar
Michelle

Good app and easy to use, haven’t had any issues

5
Good app and easy to use, haven’t had any issues Reviewed on: 20th April 2026
Kacper Janus's avatar
Kacper Janus

Is good to have a back up plan.

5
Is good to have a back up plan. I think this is good as it gives you time to pay back too. Reviewed on: 20th April 2026
Paul b's avatar
Paul b

This has been a lifeline at times....

5
I couldn't have done without PayPal credit over the years! Reviewed on: 20th April 2026
Lynsey Steward's avatar
Lynsey Steward

Excelent

5
Staff are very accomodating.They are very helpful when you have a problem with what you purchased they deal it right away Reviewed on: 20th April 2026
Elsie's avatar
Elsie

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