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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

Swift transactions as a number 1 payment option

Swift transactions that are my go-to payment option for making most, if not all of my online purchases. Reviewed on: 15th June 2026

Very good all round experience with PayPal.

Very good all round experience with PayPal. Reviewed on: 15th June 2026

I find PayPal credit a great financial tool to help...

I find PayPal credit a great financial tool to help me spread the cost of larger purchases over 4 months interest free, I manage my payments in the online account and adjust accordingly so I never miss a deadline and to-date haven’t paid a penny in interest Reviewed on: 15th June 2026

Good customer service when you’ve been ripped off

I’ve had problems with fraudulent transactions and found PayPal to be very good in dealing with it - only on one occasion was the outcome unsatisfactory and I think that was more likely the seller making the returns procedure impossible Reviewed on: 15th June 2026

provide a good service

Just a good service and provide assist if something is wrong. Reviewed on: 15th June 2026

Always had a great service.

Always had a great service...easy and delivered on time Reviewed on: 15th June 2026

Always there to help with all my short or long term...

Always there to help with all my short or long term Financial needs Reviewed on: 15th June 2026

Can always rely on Paypal for safe transactions

Can always rely on Paypal for safe transactions Reviewed on: 15th June 2026

It’s normal.

It’s normal. Basic and same credit but easy access online Reviewed on: 15th June 2026

Very quick and easy company to do business with

Very quick and easy company to do business with Reviewed on: 15th June 2026

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