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PayPal: PayPal Credit reviews

4.90
Based on 84,212 reviews, last reviewed 24th Apr 2026
3082700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super convenient for spreading costs I’ve been using PayPal Credit for about 8 months now and it’s honestly made online shopping way less stressful. The 0% interest offers on purchases ov... Read more Reviewed on: 24th April 2026
Paige Zsigo-Oliver's avatar
Paige Zsigo-Oliver

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84212)

Always brilliant a good thing to have

5
Always brilliant a good thing to have Reviewed on: 20th April 2026

Its very easy to use PayPal credit.

5
Its very easy to use PayPal credit. 0% Interest is incredibly reasonable for 4 months. Reviewed on: 20th April 2026

Money protection is securely assured

5
Money protection is securely assured Reviewed on: 20th April 2026

Great thing to have, eady to use

5
Great thing to have, eady to use Reviewed on: 20th April 2026

Very easy to use.

5
Very easy to use.. great app. Great service. Reviewed on: 20th April 2026

Customer service

5
They deal with the problem you may face and not mask over it. Reviewed on: 20th April 2026

Paypal helps pay for things when my finances are low...

5
Paypal helps pay for things when my finances are low but without causing me debt . Different payment options offer great flexibility Reviewed on: 20th April 2026

Easy to use.

5
Easy to use. Quality sevice. Great way to manage unexpected bills Reviewed on: 20th April 2026

Great experience every time with Paypal

5
Great experience every time , and a company that you can trust and rely on Reviewed on: 20th April 2026

Good company

5
Never had an issue. I used PayPal for 10+ years Reviewed on: 20th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review