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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,806 reviews, last reviewed 24th Jun 2026
4319700% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026
Matt's avatar
Matt

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144808)

Very good service and very prompt

5
Very good service and very prompt Reviewed on: 15th June 2026
Ioan C's avatar
Ioan C

Always reliable, it’s never let me down, I use PayPa...

5
Always reliable, it’s never let me down, I use PayPal a lot because of these things Reviewed on: 15th June 2026
Alison M's avatar
Alison M

Good service

4
Very reliable provider and I recommend them Reviewed on: 15th June 2026
Claude T's avatar
Claude T

When you might love PayPal more than your mum!

5
From start to finish being a customer with PayPal for as long as I can remember , from the bad experiences with fraudulent activity and then shining with the support to make sure I'm protected , to always being a pleasant and smooth process to use .Pay pal is my go to , I feel safe ,and great value for money when using PayPal credit . Reviewed on: 15th June 2026
Kayleigh B's avatar
Kayleigh B

Helpful with spreading costs

5
It is easy to use and I have had no problems with using the facility at both ends when using the credit option and when paying off the balance. It is a good way of spreading the costs of larger or more expensive items Reviewed on: 15th June 2026
Sheelagh R's avatar
Sheelagh R

Makes me feel safe when buying online , an always b...

5
Makes me feel safer when buying online , an always been helpful Reviewed on: 15th June 2026
Katt C's avatar
Katt C

Safe and easy to use

5
PayPal is easy to use and I feel like its a safer way to pay for things due to being able to do something if an item is not received Reviewed on: 15th June 2026
Dave's avatar
Dave

All good.

5
All good. Never had a problem being accepted or paying via this option. Reviewed on: 15th June 2026
Sheli's avatar
Sheli

All good.

5
All good. Always working abdcfgere Reviewed on: 15th June 2026
Lawrence w's avatar
Lawrence w

It’s great to have virtual credit, but sometimes cle...

4
It’s great to have virtual credit, but sometimes clearing the credit is a little bit confusing Reviewed on: 15th June 2026
K's avatar
K

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