Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 84,339 reviews, last reviewed 24th Apr 2026
3094600% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Always had a good experience using PayPal. Always had a good experience using PayPal. PayPal credit has made shopping more convenient Reviewed on: 24th April 2026
Elizabeth P's avatar
Elizabeth P

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84339)

Helps solve temporary financial problems PayPal is a...

5
Helps solve temporary financial problems PayPal is an amazing payment tool Reviewed on: 20th April 2026

PayPal Experience

5
PayPal is fast, secure, and very easy to use. I’ve been using it for payments and transfers without any issues. Highly recommended for anyone who wants a reliable online payment service. Reviewed on: 20th April 2026

PayPal is good

5
Good to have pay in 3 as I can budget for purchases Reviewed on: 20th April 2026

PayPal offers great support in various life stages

5
PayPal offers great support in various life stages Reviewed on: 20th April 2026

Good and so easy to use .

5
Good and so easy to use . Never had a issue in all the years I’ve been using it Reviewed on: 20th April 2026

I use Paypal for large purchases

5
If Paypal can be used in any large purchase this is what I opt to use. If there are any problems and I have had a couple the problem is handled quickly and efficiently and I don't have to stress until there is a resolution Reviewed on: 20th April 2026

Have loved paypal since I was old enough to get it!

5
Have loved paypal since I was old enough to get it! First of its kind. Reviewed on: 20th April 2026

Paypal credit gives me the flexibility of being able...

5
Paypal credit gives me the flexibility of being able to get what is needed without the big financial stress Reviewed on: 20th April 2026

Excellent service can't believe how quickly they set...

5
Excellent service can't believe how quickly they settle disputes have recommended them to family and friends Reviewed on: 20th April 2026

Thank you

5
Great. Not great with computers, not a problem as I got to talk with a person, they were understanding and helpful. Thank you Reviewed on: 20th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review