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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144806 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144806)

Honest and informative.

Honest and informative. They give reminders to make monthly payments if you don’t have a direct debit set up. Reviewed on: 15th June 2026

Not had any issues

Not had any issues so can’t comment Reviewed on: 15th June 2026

Excellent to use, and accepted by all major retailers.

Excellent to use, and accepted by all major retailers. The reassurance of using PayPal is the best feeling when purchasing!… Reviewed on: 15th June 2026

I have enjoyed using PayPal credit and it has been e...

I have enjoyed using PayPal credit and it has been easy to use and i have had no problems. It has been a great service and have recommended it to several of my friends that now use it Reviewed on: 15th June 2026

I use PayPal for everything online now.

I use PayPal for everything online now. It feels safe and you’re protected. Reviewed on: 15th June 2026

Excellent and very convenient service.

Excellent and very convenient service. Links instantly to account and easy checkout. Reviewed on: 15th June 2026

PayPal makes it possible to purchase a product and s...

PayPal makes it possible to purchase a product and spread the cost over 3 payments. On a small budget this is very helpful. Reviewed on: 15th June 2026

Excellent experience with the service

Excellent experience with the service Reviewed on: 15th June 2026

Good fast and also easy to use

The good part: PayPal has “Purchase Protection”. Since the item never arrived + seller couldn’t prove delivery, PayPal refunded the full $120 from their own pocket. Took about 10 days total. Friend got money back, and seller didn’t lose it either because PayPal covered it. Reviewed on: 15th June 2026

Fantastic!

Fantastic! I used PayPal for everything! They couldn't be better. Reviewed on: 15th June 2026

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