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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,418 reviews, last reviewed 24th Apr 2026
3101800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've rung customer service in the past and they said... I've rung customer service in the past and they said they'd fixed my problem, but they didn't and money that should have stayed in my bank account did... Read more Reviewed on: 24th April 2026
Warren 's avatar
Warren

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84418)

PayPal brilliant service.

5
Hi there PayPal brilliant service never had a problem, pay in 3 is so handy and all the purchases on eBay makes them safe when you pay with PayPal outstanding. Regards Brian. Reviewed on: 20th April 2026
RedBrian 's avatar
RedBrian

PayPal. The most convenient payment method.

5
PayPal is so convenient and also gives a feeling of confidence concerning transactions on the Web. If a seller does not have the option of PayPal, I don't trust them. Also, the pay in three is great. Interest free, which so often is such a help. Thanks PayPal. Reviewed on: 20th April 2026
C N's avatar
C N

Thank you PayPal

5
PayPal has been more than just a payment platform for me — it's been a genuine safety net during some of the most stressful moments of my life. When unexpected expenses hit and I needed to send or receive money quickly, PayPal was always there, fast and reliable, no questions asked. What I appreciate most is the ease of it all. Whether I'm sending money to a friend across the country or receiving a payment from abroad, everything works seamlessly and feels secure. In moments of financial pressure, the last thing you need is a complicated process — and PayPal never adds to that stress. A heartfelt thank you to the entire PayPal team. You may not realize it, but behind every transaction is a real person navigating real challenges — and the tool you've built has made a genuine difference. Thank you for being dependable, for being accessible, and for helping people when they need it most. That's not a small thing. That's everything. Highly recommend to anyone looking for a trustworthy, easy-to-use platform that truly delivers when it counts. Reviewed on: 20th April 2026
Violeta D's avatar
Violeta D

Easy to use, clear and precise information

5
Easy to use, clear and precise information Reviewed on: 20th April 2026
Gary g's avatar
Gary g

Easy to use, love the pay in 3 and 0% credit facilit...

5
Easy to use, love the pay in 3 and 0% credit facilities Reviewed on: 20th April 2026
Michelle Woodward's avatar
Michelle Woodward

Shopping with Pay Pal.

5
I always use Pay Pal to do my shopping and I have never been dissatisfied. Reviewed on: 20th April 2026
Ewa P's avatar
Ewa P

Reliable, Flexible, and Easy to Use

5
I’ve had a great experience using PayPal Credit. It’s incredibly convenient for managing purchases, especially when you need a bit of flexibility with payments. The application process was straightforward, and once approved, everything was easy to access and understand. What I really appreciate is the clear payment options and the ability to spread costs without hassle. It gives peace of mind when making larger purchases, and the integration with PayPal makes it seamless to use. Overall, PayPal Credit has been a reliable and user-friendly financial tool. I’d definitely recommend it to anyone looking for a simple and flexible way to manage their spending. Reviewed on: 20th April 2026
Mirza A's avatar
Mirza A

Easy payments and spreading costs

5
Easy payments and spreading costs Reviewed on: 20th April 2026
anonymous's avatar
anonymous

Wow, it is a great experience so far.

5
Wow, it is a great experience so far. Fast and excellent in payment, secure and reliable. Reviewed on: 20th April 2026
Detola O's avatar
Detola O

Easy and simple to use.

5
Easy and simple to use. Been using it for years without any issues. Reviewed on: 20th April 2026
Audrius T's avatar
Audrius T

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