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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144803)

It’s amazing I’ve used PayPal quite a lot this month...

5
It’s amazing I’ve used PayPal quite a lot this month especially PayPal credit and it is simple and easy to use Reviewed on: 15th June 2026

Pay in three

5
Great service, highly qualified staff, Reviewed on: 15th June 2026

Fast and reliable.

5
Fast and reliable. Customer service is good and good value for credit Reviewed on: 15th June 2026

Whenever I have had a problem in the past PayPal has...

5
Whenever I have had a problem in the past PayPal has always sorted the problem out for me that's whenever I purchase and the option is there to use PayPal I have always purchased through them. Reviewed on: 15th June 2026

Easy to use, quick and convenient

5
Easy to use, quick and convenient Reviewed on: 15th June 2026

Couldn't be happier

5
Amazing experience i love to shop and this allows me to do that.. Reviewed on: 15th June 2026

great security

5
I use PayPal to pay for majority of my transactions because it gives me security. Reviewed on: 15th June 2026

A great feature to have!

4
It was really great and easy to use. Helps spread out payments Reviewed on: 15th June 2026

Excellent service I’m happy about I’m using PayPal

5
Excellent service I’m happy about I’m using PayPal Reviewed on: 15th June 2026

It was great very easy and simple to start and manage.

5
It was great very easy and simple to start and manage. Reviewed on: 15th June 2026

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