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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146429)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service all around.

5
Excellent service all around. Would recommend Reviewed on: 16th June 2026

Best provider

5
The few times I contacted them they always take care of my complain. Reviewed on: 16th June 2026

Never had to contact customer services, however the...

4
Never had to contact customer services, however the timescales of updating balances after payment has been confirmed is too long, sometimes 4 or 5 days, this should be immediate. Reviewed on: 16th June 2026

Fast, easy to use, safe, no hassle

5
Fast, easy to use, safe, no hassle Reviewed on: 16th June 2026

Easy to use and very helpful in a time where things...

5
Easy to use and very helpful in a time where things can be hard Reviewed on: 16th June 2026

Great way to pay.

5
Great way to pay. So easy and they give you credit as well. Reviewed on: 15th June 2026

I have being using PayPal for years its the safest w...

5
I have being using PayPal for years its the safest way to pay online. Whenever I had an issue it was resolved by the customer service team promptly. I also used PayPal credit and it is very convenient. Reviewed on: 15th June 2026

Very forgiving and easy to use, and good security.

5
Very forgiving and easy to use, and good security. Reviewed on: 15th June 2026

Very reliable and service is good

5
Very reliable and service is good Reviewed on: 15th June 2026

Earn when you spend no worries with paypal

5
Earn when you spend no worries with paypal Reviewed on: 15th June 2026

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