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PayPal: PayPal Credit reviews

4.90
Based on 84,645 reviews, last reviewed 24th Apr 2026
3123000% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal great for all Paypal is great, very versatile in what they offer their customers, intergrstion with online shops is excellent. Reviewed on: 24th April 2026
Jack D's avatar
Jack D

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84645)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The fastest and safest way to buy online

5
I always use PayPal to buy items online because it’s the safest way. Reviewed on: 20th April 2026

I made transactions it was very easy and Excellent a...

5
I made transactions it was very easy and Excellent and very good service Reviewed on: 20th April 2026

I’m ok with Paypal, no complaints.

5
I’m ok with Paypal, no complaints. Reviewed on: 20th April 2026

Reliable and convenient

5
It's very reliable and convenient, especially for online shopping and global transactions. However, it can become costly for frequent business use or currency exchange. Reviewed on: 20th April 2026

Great never had any issues simple and safe to use...

5
Great never had any issues simple and safe to use Reviewed on: 20th April 2026

Premium service and always available to you whenever...

5
Premium service and always available to you whenever you want wherever you are Reviewed on: 20th April 2026

Great customer service and great rates

5
Good...always dependable and the app works for you Reviewed on: 20th April 2026

Easy to use, and helpful to spread costs

5
Easy to use, and helpful to spread costs Reviewed on: 20th April 2026

Attractive Reward Program

4
My experience has been good so far, I like the flexibility of the credit payments but I think that PayPal should invest in a more attractive reward program. Reviewed on: 20th April 2026

Great way to pay and now with pay in 3 even better.

5
Great way to pay and now with pay in 3 even better. Reviewed on: 20th April 2026