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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87278 reviews)

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4.90

Based on 87,278 reviews, last reviewed 27th Apr 2026

1683000% increase in 5 star reviews

in the past 90 days

4800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Experience Amazing service, easy to use app Reviewed on: 27th April 2026

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87278)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I always use PayPal on line it is quick safe and con...

I always use PayPal on line it is quick safe and convenient, anytime I've had issues they have resolved it quickly. Reviewed on: 22nd April 2026

Convenient and straightforward

Easy to browse and use, few options makes it my favourite method of payment Reviewed on: 22nd April 2026

Great service

Hitch free all the time, no issues Reviewed on: 22nd April 2026

Always had very good experiences with paypal

Always had very good experiences with paypal Reviewed on: 22nd April 2026

PayPal is your handy payment card at your fingertips...

PayPal is your handy payment card at your fingertips, allowing you to get those purchases early and paying later, it’s helped me immensely Reviewed on: 22nd April 2026

Always amazing service thing work quick no problems

Always amazing service thing work quick no problems Reviewed on: 22nd April 2026

PayPal customer service have always helped with any...

PayPal customer service have always helped with any problems and question I have in the past. Reviewed on: 22nd April 2026

Very good, very simple, very user friendly.

Very good, very simple, very user friendly. Reviewed on: 22nd April 2026

Good and easy to use with low rates

Good and easy to use with low rates Reviewed on: 22nd April 2026

Simple and really convenient to use

I’ve been using PayPal Credit for a while now and it’s honestly been really handy. The main thing for me is how easy it is to use. If you’re already paying through PayPal, it just shows up as an option, so there’s no messing around entering card details or switching apps. I’ve mainly used it for a few bigger purchases online where I didn’t want to pay everything upfront, and it’s been a lot more convenient than putting it on a credit card. It’s accepted in quite a lot of places as well, which I didn’t fully expect at first. The app does the job fine for checking balances and payments, although it’s not the most detailed if you want a full breakdown of everything at a glance. Not a dealbreaker, just something I’ve noticed. As long as you keep on top of repayments it works well, but like any credit option it’s easy to forget about if you’re not paying attention. Overall though, I’ve found it really useful and a lot more straightforward than other credit options I’ve used. Reviewed on: 22nd April 2026

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