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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146230)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use app and excellent customer service.

Easy to use app and excellent customer service. Reviewed on: 15th June 2026

Must have!

I never buy anything from a company that does not accept PayPal. The security with using PP is excellent. Reviewed on: 15th June 2026

Great service and very efficient

Great service and very efficient Reviewed on: 15th June 2026

Very confusing to operate, the date on which pre sch...

Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of the balance it doesn’t leave the account for days Reviewed on: 15th June 2026

Top rate great service always thier when you need them

Top rate great service always thier when you need them Reviewed on: 15th June 2026

Overall experience is good, excellent

Overall experience is good, excellent Reviewed on: 15th June 2026

Loved it, hassle free, easy to use

Loved it, hassle free, easy to use Reviewed on: 15th June 2026

Very good and its easy to use to purchasing items on...

Very good and its easy to use to purchasing items online Reviewed on: 15th June 2026

Easy to used and safe in spending ur money

Easy to used and safe in spending ur money Reviewed on: 15th June 2026

Not had any real interaction, but the payment remind...

Not had any real interaction, but the payment reminders are VERY useful. Direct Debit not practical, as I get paid on a 4-weekly basis and am very scatterbrained, so I sometimes forget! The reminders are very good. Reviewed on: 15th June 2026

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