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PayPal: PayPal Credit reviews

4.90
Based on 84,783 reviews, last reviewed 25th Apr 2026
3135100% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Always good and informative whenever I have an issue or question regarding my credit account. They go above and beyond to ensure you get the ins and o... Read more Reviewed on: 25th April 2026
Kieran Kouichi Yau's avatar
Kieran Kouichi Yau

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84783)

Fantastic

5
I have never had any issues with PayPal for payments help refunds credit they are a fantastic company Reviewed on: 20th April 2026

Good company and payment method is so easy to use

5
Good company and payment method is so easy to use Reviewed on: 20th April 2026

Excellent service experience received as always

5
Excellent service experience received as always Reviewed on: 20th April 2026

Checking out with PayPal is easy and efficient

5
Checking out with PayPal is easy and efficient Reviewed on: 20th April 2026

Every little helps , easy and quick

4
Every little helps , easy and quick Reviewed on: 20th April 2026

Excellent customer service, fast and efficient.

5
Excellent customer service, fast and efficient. Reviewed on: 20th April 2026

It's always fast and reliable.

5
It's always fast and reliable. Really enjoy using PayPal. Reviewed on: 20th April 2026

Reliable and safe

5
I've always found PayPal to be reliable and I feel secure when using it. Reviewed on: 20th April 2026

would recommend using

4
It's ok would recommend using. Easy to use Reviewed on: 20th April 2026

Paypal credit

5
Had PayPal credit for a while it is so easy to use customer service is quick to get through to and very helpful! Credit increases are emailed to me by preference and easy to apply or decline as I’ve chosen optional increases which is great! Quick and easy to use on check out options also and can pay direct debit or pay off each month Reviewed on: 20th April 2026

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