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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732475300981685791 (144736 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144736)

Great service and great offers and easy to use

Great service and great offers and easy to use Reviewed on: 14th June 2026

Only issue i have with PayPal is how long payments t...

Only issue i have with PayPal is how long payments take to then show as taken from my bank (hsbc) i.e when I buy something and have to keep remembering how much I actually have in my current account until the payment is taken Reviewed on: 14th June 2026

Best mean of purchasing

I have been using paypal for 5 years and this is amazing Reviewed on: 14th June 2026

Always helpful, good email comms and reminders, supe...

Always helpful, good email comms and reminders, super easy to navigate the app Reviewed on: 14th June 2026

Would recommend

Using PayPal Credit has been a positive experience. From online to in-store purchases. Setting repayments is straightforward. Reviewed on: 14th June 2026

I always prefer to pay via PayPal because it’s easie...

I always prefer to pay via PayPal because it’s easier and secure way to pay. Reviewed on: 14th June 2026

Love PayPal

Easy to use saver to use love PayPal Reviewed on: 14th June 2026

Easy to use and helpful when needing to spread the c...

Easy to use and helpful when needing to spread the costs. Reviewed on: 14th June 2026

Really handy easy to use service which is secure and...

Really handy easy to use service which is secure and offers a lot of freedom and flexibility Reviewed on: 14th June 2026

I’ve been using PayPal for years and have never once...

I’ve been using PayPal for years and have never once had the app stop working like other banking services cough cough. It’s super easy to use and it’s great for sending money to friends, transferring money into and out of as well as the credit card available with the device as well Reviewed on: 14th June 2026

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