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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,764 reviews, last reviewed 25th Apr 2026
3133300% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem, customer service is A star. Never had a problem, customer service is A star.. Reviewed on: 25th April 2026
Darren F's avatar
Darren F

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84764)

Paypal credit

5
Had PayPal credit for a while it is so easy to use customer service is quick to get through to and very helpful! Credit increases are emailed to me by preference and easy to apply or decline as I’ve chosen optional increases which is great! Quick and easy to use on check out options also and can pay direct debit or pay off each month Reviewed on: 20th April 2026
Emily E's avatar
Emily E

Great service - really helpful to split finances.

5
Great service - really helpful to split finances. Reviewed on: 20th April 2026
Gina R's avatar
Gina R

My go-to payment method for larger purchases;

5
My go-to payment method for larger purchases; the system is clear, simple to understand and secure. Great communication with timely reminders to keep everything on track. Reviewed on: 20th April 2026
jane m's avatar
jane m

Lovely customer services ...

5
Good customer services always able to help when I need Reviewed on: 20th April 2026
Aurore D's avatar
Aurore D

Fast easy way to pay whilst being secure

5
Fast easy way to pay whilst being secure Reviewed on: 20th April 2026
Veronica Murphy 's avatar
Veronica Murphy

Good and trusted to use every time

5
Good and trusted to use every time Reviewed on: 20th April 2026
Khadiga A's avatar
Khadiga A

I highly value the pay in3 interest free option whi...

5
I highly value the pay in3 interest free option which has enabled me to purchase items I could not afford to make otherwise. I was subjected to a scam purchase recently and thanks to PayPal resolution service, whose intervention ensured I received a full refund I think PayPal is a friend to the less well off and doesn’t seek to always extract money from customers Reviewed on: 20th April 2026
m bc's avatar
m bc

I am happy with PayPal credit.

5
I am happy with PayPal credit. It helps a lot. Not high interest rates. Reviewed on: 20th April 2026
Iulia I's avatar
Iulia I

Extra layer of security

4
Paypal has been great to give extra layer of security when buying online. I feel safer shopping with Paypal rather than my own bank cards. Reviewed on: 20th April 2026
Michele Wiffin's avatar
Michele Wiffin

Always close to their clients

5
Always close to their clients safe payments and cover Reviewed on: 20th April 2026
Constantin Flueraru's avatar
Constantin Flueraru

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