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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84712 reviews)

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4.90

Based on 84,712 reviews, last reviewed 24th Apr 2026

3128900% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very accessible. Very accessible. Easy to use and reliable Reviewed on: 24th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84712)

I've used PayPal for years now ...

I've used PayPal for years now and wouldn't be able to afford half the things I own thanks to PayPal credit. And the pay in three option is a life saver i use it all the time. Great feature Reviewed on: 20th April 2026

Alway clear payment due date app so easy to use...

Alway clear payment due date app so easy to use Reviewed on: 20th April 2026

Easy transactions.

Easy transactions.Simple to use. Reviewed on: 20th April 2026

Your platform is easy to understand and any problems...

Your platform is easy to understand and any problems with purchases is dealt with. I’m happy with your service. Reviewed on: 20th April 2026

Ease of use

Comes in handy for those urgently required items Reviewed on: 20th April 2026

Seamless setup, delivery & support

Seamless setup, delivery & support Reviewed on: 20th April 2026

Easy set up and repayments

Offered credit when I needed it most. Really easy to set up and very friendly customer service. I was lucky enough to have 0% interest for the year which helped massively in repaying the credit loan. Would highly recommend as a short term helping hand. Reviewed on: 20th April 2026

PayPal is great for peace of mind purchasing

I like to use PayPal for its security and payment options. The site is easy to use and very informative without being hard to understand Reviewed on: 20th April 2026

Used PayPal for years.

Used PayPal for years.Always keep you informed. Straight forward help available if needed. Reviewed on: 20th April 2026

Easy and convenient to use.

Easy and convenient to use. Easy to make payments. Reviewed on: 20th April 2026

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