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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144792)

Excellent information & security

5
Secure transactions ! Unless pal tracks all of my deliveries even the ones not paid for via them and the notifications as to deliveries and updates are 1st class Reviewed on: 14th June 2026

Helpful and easy to access and problems PayPal help...

5
Helpful and easy to access and problems PayPal help answers all your questions Reviewed on: 14th June 2026

Very good and quick service, helpful with payment on...

5
Very good and quick service, helpful with payment online Reviewed on: 14th June 2026

PayPal is the most honest and helpful company I have...

5
PayPal is the most honest and helpful company I have ever dealt with always available when you have a problem and customer service is absolutely fantastic Reviewed on: 14th June 2026

Super easy to apply, everything went smoothly from t...

5
Super easy to apply, everything went smoothly from the beginning, and the app makes it really simple to stay in control. The 0% interest and Pay‑in‑3 deals offer great value for money too. All that helps to manage your financial needs with confidance. Reviewed on: 14th June 2026

Never has a problem with PayPal.

5
Never has a problem with PayPal. Reviewed on: 14th June 2026

It’s very user friendly, and convenient

5
It’s very user friendly and convenient. Much comfort to use PayPal. Reviewed on: 14th June 2026

Brilliant.

5
Brilliant. Never had any issues, easy to use. Would definitely recommend for others.to use...... Reviewed on: 14th June 2026

Very good throughout the years.

4
Very good throughout the years. The upgrade I'd like to see is regarding PayPal Credit repayments, I would like to select which transactions and how much I'd like to allocate to each when I am doing my monthly repayments. Reviewed on: 14th June 2026

My best card

5
Its very handy and can be used at almost all shops and outlets, Its very easy to use on line and the service is second to none. Reviewed on: 14th June 2026

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