Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 84,645 reviews, last reviewed 24th Apr 2026
3123000% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal great for all Paypal is great, very versatile in what they offer their customers, intergrstion with online shops is excellent. Reviewed on: 24th April 2026
Jack D's avatar
Jack D

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84645)

Been great with an amazing customer service and alwa...

5
Been great with an amazing customer service and always easy to contact Reviewed on: 20th April 2026

Easy to use and faster approval.

5
Easy to use and faster approval. This aids in taking informed financial decisions Reviewed on: 20th April 2026

good. But should doBetter to help in line for CS

4
If you are aware of the process and can manage good but online help is not so food if you have a penlem Reviewed on: 20th April 2026

Very easy to use.

5
Very easy to use. Good point system Reviewed on: 20th April 2026

Prompt response to querries and easy to use

5
Prompt response to querries and easy to use Reviewed on: 20th April 2026

Used paypal for many years any problems have always...

5
Used paypal for many years any problems have always been addressed and sorted Reviewed on: 20th April 2026

Never an issue!

5
Never an issue, and feel confident that my money is safe and purchases protected Reviewed on: 20th April 2026

Been using PayPal for close to 20 years without a si...

5
Been using PayPal for close to 20 years without a single issue! Reviewed on: 20th April 2026

Easy spending and paying back for every purchase

5
Easy spending and paying back for every purchase brilliant way to finance Reviewed on: 20th April 2026

I have been with PayPal for a number of years if eve...

5
I have been with PayPal for a number of years if ever I have to contact them the service has been excellent and all my concerns dealt with in a professional manner with good customer service and a speedy resolution. Reviewed on: 20th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review