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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144794 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144794)

Used for years and always been a reliable service to...

Used for years and always been a reliable service to use and works with a lot of places. Easy to set up and is supportive in situations where you may need to get assistance with scams. Would trcommend. Reviewed on: 14th June 2026

Pay pal has been easy and stress free to help financ...

Pay pal has been easy and stress free to help finance a new laptop to start a business would highly recommend, Having pay pal credit allows borrowing to be paid back simply and cheaply Reviewed on: 14th June 2026

Great service reliable would reccomend to anyone lov...

Great service reliable would reccomend to anyone love PayPal so much good customer service as well Reviewed on: 14th June 2026

Great and easy use on the app and very useful credit...

Great and easy use on the app and very useful credit option. Reviewed on: 14th June 2026

Very good and I feel secure to do shopping with...

Very good and I feel secure to do shopping with PayPal Reviewed on: 14th June 2026

I highly recommend PayPal credit :)

Clear credit plan, especially for people using credit payments for the first time. T&Cs are clear, direct with no hidden tricks. PayPal sends prompt reminders of minimum payments due, and both app and website are straightforward to use in terms of repaying the credit and changing minimum monthly payments, for example. I have recommend PayPal Credit to friends and family, and they also enjoyed this service! Reviewed on: 14th June 2026

Great customer service

I had an issue with unauthorised transaction and the customer service team resolved the issue within 5mins,so great experience overall. Reviewed on: 14th June 2026

Chat box is efficient and PayPal credit is super hel...

Chat box is efficient and PayPal credit is super helpful and handy Reviewed on: 14th June 2026

makes buying online very easy.

makes buying online very easy. I use it all the time especially when buying bigger more expensive items, even concert tickets. Helps to spread the cost while giving some protection at same time . Reviewed on: 14th June 2026

Pay Pal credit is easy to use and you get notified w...

Pay Pal credit is easy to use and you get notified when a payment is due. Reviewed on: 14th June 2026

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