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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88535 reviews)

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4.90

Based on 88,535 reviews, last reviewed 28th Apr 2026

1740900% increase in 5 star reviews

in the past 90 days

10000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay pal is easy to use convenient as you can pay wha... Pay pal is easy to use convenient as you can pay whatever way you like or spread the cost with pay in three. I would definitely recommend to friends. ... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

3 days to make a payment, extortionate late fee of £12. 3 days to make a payment, extortionate late fee of £12. PayPal used to be good but lately there are much better credit apps that you can make a repaym... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88535)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Affordable payment options.

Has been great for spreading the cost of smaller purchases with options to pay in 3, or paying off the balance over 4 months without having to pay any interest. Reviewed on: 22nd April 2026

Can’t fault it.

Can’t fault it. Always works well accepted on most websites Reviewed on: 22nd April 2026

Greatest

Always helpful and reliable .Easy transactions Reviewed on: 22nd April 2026

Paypal is brilliant peace of mind

Paypal is brilliant peace of mind Reviewed on: 22nd April 2026

I PayPal a way to budget and save

I use PayPal frequently and find PayPal fast and efficient to use, I would highly recommend PayPal. I also use PayPal for credit and pay in 3, it enables me to budget and also save at the same time. Reviewed on: 22nd April 2026

Love the pay in 3 option, was gutted when it ceased...

Love the pay in 3 option, was gutted when it ceased for a while as use it very often but glad to see it back now Reviewed on: 22nd April 2026

Great experience we financing and raising funds onli...

Great experience we financing and raising funds online but customer service can be a bit slow Reviewed on: 22nd April 2026

Amazing experience.

Amazing experience.Every day is un real help.Thank you Pay Pal.Very grateful for your support ! Reviewed on: 22nd April 2026

The ease of use is great.

The ease of use is great. The security that comes with it is amazing. Reviewed on: 22nd April 2026

I use PayPal credit regularly.

I use PayPal credit regularly. It's a very convenient way for me to shop online. I mainly use the interest-free loan for 4 months, sometimes with 3 payments. I've contacted the customer service department several times and have always received excellent service and quick resolutions to any issues that arise. I'm happy to use the new PayPal bonus feature. Reviewed on: 22nd April 2026

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