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PayPal: PayPal Credit reviews

4.73
Based on 144,320 reviews, last reviewed 22nd Jun 2026
4297650% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was quick straight forward. It was quick straight forward. Approval in minutes. Overall very pleasant experience. Reviewed on: 22nd June 2026
Bea LS's avatar
Bea LS

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144320)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay0al is ok

5
Ok . Good for me. Easy pay for everything Reviewed on: 13th June 2026

Safe and Trusted!

5
I always use PayPal as a safe and trusted payment at the checkout! If it doesnt have PayPal checkout, i dont buy from them! Reviewed on: 13th June 2026

PayPal is so easy to use and very quick to set up it...

5
PayPal is so easy to use and very quick to set up its great . Reviewed on: 13th June 2026

Easy to use

5
Easy to use with good points system Reviewed on: 13th June 2026

Safe way to pay for things

5
I pay for a lot of things with PayPal, is secure and safe Reviewed on: 13th June 2026

Brilliant service especially pay back installments

5
Brilliant service especially pay back installments Reviewed on: 13th June 2026

Easy application and use.

5
Easy application and use. Great interest free credit period Reviewed on: 13th June 2026

Great service all round and peace of mind when payin...

5
Great service all round and peace of mind when paying online. Reviewed on: 13th June 2026

Easy European money transfer

5
Easy European money transfer and online payments for added security Reviewed on: 13th June 2026

A trusted way to pay online.

5
Paypal makes paying very safe and straightforward. The added protection if something goes wrong or a purchase goes missing makes it my preferred payment method. Reviewed on: 13th June 2026