Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 88,743 reviews, last reviewed 28th Apr 2026
1750600% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and reliable and makes me feel safe when sendin... Fast and reliable and makes me feel safe when sending my money to pay family or friends or a service. Would highly reccomend to anyone looking for a s... Read more Reviewed on: 28th April 2026
Grace B's avatar
Grace B

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88743)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have always received excellent service

5
I have always received excellent service Reviewed on: 23rd April 2026

Easy transfers

5
When I send money to people its so easy and I’ve sold things and got paid immediately so thank you Reviewed on: 23rd April 2026

Very good service and product i would recommend pay...

5
Very good service and product i would recommend pay pal Reviewed on: 23rd April 2026

Happy customer

5
Easy to use love the new debit and credit cards Reviewed on: 23rd April 2026

Great customer service, always happy to help & the p...

5
Great customer service, always happy to help & the pay in 3 is a great option too! Reviewed on: 23rd April 2026

I use it for paying up larger items, giving good int...

4
I use it for paying up larger items, giving good interest options for paying back. Reviewed on: 23rd April 2026

Everything has been great so far!

5
Everything has been great so far! Reviewed on: 23rd April 2026

Easy and efficient to use.

5
Easy and efficient to use. Never any problems using PayPal Reviewed on: 23rd April 2026

Convenient to bank with.

4
Convenient to bank with and I like its perks and promotions. Reviewed on: 23rd April 2026

Purchasing anything you want with PayPal

5
Using PayPal is so easy and flexible with options on how you choose to pay and with the new debit card connected to your chosen bank account you can purchase in store items and earn points. Reviewed on: 23rd April 2026