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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143932 reviews)

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4.73

Based on 143,932 reviews, last reviewed 21st Jun 2026

4280200% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All been good, no issues All been good, no issues and the service was quick to be up and running Reviewed on: 21st June 2026

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143932)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Trusted and easy to use

Always used and never had an issue Reviewed on: 13th June 2026

I find the whole system very user friendly....

I have been using PayPal Credit for a couple of years now and like the simplicity of how it works. I find the 'gentle' reminders regarding account status and upcoming payments very useful and unobtrusive. The whole system itself is very user friendly. Reviewed on: 13th June 2026

Exelant service and customer loyalty i like paypal s...

Exelant service and customer loyalty i like paypal so much Reviewed on: 13th June 2026

Very good service.

Very good service.always there to help with customer service and easy to use Reviewed on: 13th June 2026

Great customer service

Great customer service, easy to use and straightforward Reviewed on: 13th June 2026

Really good and easy to use gives alot of payment op...

Really good and easy to use gives alot of payment options Reviewed on: 13th June 2026

I find it easy to use and peace of mind when buying...

I find it easy to use and peace of mind when buying online Reviewed on: 13th June 2026

Excellent Service and Flexible Payment Options

I've had a great experience with PayPal Credit. The application process was simple, payments are easy to manage, and the flexibility it offers has been extremely helpful. The website and app are user-friendly, and everything is clear and straightforward. Customer service has also been reliable whenever I've needed assistance. PayPal Credit has made managing larger purchases much easier, and I highly recommend it to anyone looking for a convenient and trustworthy payment solution. Reviewed on: 13th June 2026

Straight forward payments no hassle great customer s...

Straight forward payments no hassle great customer service always there to help Reviewed on: 13th June 2026

Online shopping made easier.

I really like PayPal credit because it makes online shopping so much easier. I live in a remote part of Scotland so I have to rely on online shopping. 4 months interest free gives me adequate time to organise my payments and means I can send away for a choice of styles and sizes. Reviewed on: 13th June 2026

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