Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89296 reviews)

View other PayPal products

4.90

Based on 89,296 reviews, last reviewed 29th Apr 2026

1776150% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

For years i have always pleased with PayPal. For years i have always pleased with PayPal. The Customer Service is excellent! Thank you very much! Reviewed on: 29th April 2026

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89296)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've always found the zero percent monthly offers ve...

I've always found the zero percent monthly offers very invalueable. Reviewed on: 23rd April 2026

I have always had a good experience with PayPal, any...

I have always had a good experience with PayPal, any issues have been dealt with efficiently & effectively. I always use PayPal as it is very secure. Reviewed on: 23rd April 2026

Scam sites

In the past when I've been on a fraudulent website, paypal have paid the money back to me quickly Reviewed on: 23rd April 2026

good banking

good banking systems, makes everything easier Reviewed on: 23rd April 2026

Smooth payments great customer service and very quic...

Smooth payments great customer service and very quick resolutions to sort out customer complaints and help getting refunds from suppliers who don't provide goods. Reviewed on: 23rd April 2026

Pay pal is so easy to use and offers a great way to...

Pay pal is so easy to use and offers a great way to purchase items that you would normally have to save for months to purchase. The rates are very reasonable, I’d certainly recommend anyone to buy using PayPal. Reviewed on: 23rd April 2026

Maximum convenience and good customer service

I've used PayPal and PayPal Credit for online payments for years. It's the most convenient way for me to break large purchases into smaller payments, and on the one occasion when I've needed to talk to customer service to address an issue (an accidental missed payment), they went above and beyond and resolved it for me Reviewed on: 23rd April 2026

Really helpfull and friendly i recommended to everyone

Really helpfull and friendly recommended to everyone Reviewed on: 23rd April 2026

Paypal is the best

Paypal are the best i have always used them to buy and sell Reviewed on: 23rd April 2026

Paypal payments

Often use PayPal for payments. Easy and fast Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40743 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub