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PayPal: PayPal Credit reviews

4.73
Based on 143,588 reviews, last reviewed 20th Jun 2026
4264300% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good response from customer care unit Good response from customer care unit Reviewed on: 20th June 2026
Nigel T's avatar
Nigel T

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143588)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

More time to pay

5
PayPal is great and with PayPal credit you get more time to pay Reviewed on: 12th June 2026

I have been a PayPal user for many years.

5
I have been a PayPal user for many years. Recently I have started using the PayPal debit and credit card and find it fantastic; especially the points back for usage. (I have only had a few incidences of payment bot going through on debit card so had to use the credit card which gives less blue points - if this issues could be solved I would be able to maximise my points) Reviewed on: 12th June 2026

Go for it

5
Great experience and straight forward Reviewed on: 12th June 2026

My paypal credit is fantastically bailed me out so m...

5
My paypal credit is fantastically bailed me out so many times. And easy to use without complication Reviewed on: 12th June 2026

Easy to use and anytime I have had an issue it has b...

5
Easy to use and anytime I have had an issue it has been resolved promptly and professionally Reviewed on: 12th June 2026

very helpful ,reduce the burden of one time payment .

5
very helpful ,reduce the burden of one time payment . Gives the confidence to dream again Reviewed on: 12th June 2026

I've been able to get through tough times alot easie...

5
I've been able to get through tough times alot easier and it's very manageable Reviewed on: 12th June 2026

No hassle, efficient and reliable

5
No hassle, efficient and reliable Reviewed on: 12th June 2026

Paypal Credit is so easy to use, the phyiscal card m...

5
Paypal Credit is so easy to use, the phyiscal card makes purchases in person a lot easier! Reviewed on: 12th June 2026

Convenient and reliable for those times when you nee...

4
Convenient and reliable for those times when you need a little extra something. Reviewed on: 12th June 2026