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PayPal: PayPal Credit reviews

4.73
Based on 143,512 reviews, last reviewed 20th Jun 2026
4261000% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely 100 percent satisfied customer I've never had any problems with anything I've looked to purchase and it's been so easy to do so Reviewed on: 20th June 2026
Ian A's avatar
Ian A

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143512)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

So far my experience has been good, no complaints.

5
So far my experience has been good, no complaints. Reviewed on: 12th June 2026

very flexible and easy to use.

5
very flexible and easy to use. I used many times Reviewed on: 12th June 2026

Brilliant service.

5
Brilliant service. Always available when required and very easy to use Reviewed on: 12th June 2026

I find PayPal caring towards its customers and easy...

5
I find PayPal caring towards its customers and easy to use. I am in my 70’s now and I find making transactions challenging but, when I use PayPal I have no problems. Its customer service is helpful and stress free. I always use PayPal if it’s available. Reviewed on: 12th June 2026

Amazing service, always helpful having the security...

5
Amazing service, always helpful having the security as well as good customer service Reviewed on: 12th June 2026

I love how safe I am kept online, the pay in three a...

5
I love how safe I am kept online, the pay in three and 0% means I can budget effectively across paydays… Reviewed on: 12th June 2026

Always great interest rates for PayPal credit/pay in...

5
Always great interest rates for PayPal credit/pay in 3, usually take advantage of 6/12 months interest free Reviewed on: 12th June 2026

Using PayPal credit has always been very easy and he...

5
Using PayPal credit has always been very easy and helps from time to time Reviewed on: 12th June 2026

Always had a good experience using PayPal.

5
Always have a good experience when using PayPal. Quick, easy and a lender that I trust. Reviewed on: 12th June 2026

Just what you need on aa day to day activities

5
Just what you need on aa day to day activities Reviewed on: 12th June 2026