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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89900 reviews)

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4.91

Based on 89,900 reviews, last reviewed 29th Apr 2026

1804550% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is honestly a financial breath of fresh air! Paypal have an always dealt with any issues promptly and professionally. It offers me a way to buy the things I want at a way I can manage without all... Read more Reviewed on: 29th April 2026

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89900)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal has been a safe way to make purchases and pay...

Paypal has been a safe way to make purchases and pay the balance over time with interest free options for larger purchases. Customer Services helped me in thd past when I had an issue with a purchase and resolved the issue for me. Reviewed on: 23rd April 2026

Financially beneficial

Easy options to pay in 3 or pay by credit. Makes it easier to budget and spread payments. Reviewed on: 23rd April 2026

It has been great in helping to manage money and has...

It has been great in helping to manage money and has great terms Reviewed on: 23rd April 2026

Never had any issues.

Never had any issues. Good service. Since I had physical card, my life is much easy. Reviewed on: 23rd April 2026

Setting up PayPal credit is a simple process.

Setting up PayPal credit is a simple process. Logging in is flawless, terms are clear and communication is timely. Having multiple payment options is also important. Reviewed on: 23rd April 2026

PayPal Credit is a total lifesaver!

PayPal Credit is a total lifesaver! Super easy approval, seamless checkout, and flexible payments make shopping stress-free. Highly recommend!” Reviewed on: 23rd April 2026

Excellent.

Excellent. Easy to use. Payment schedules helps to manage finances Reviewed on: 23rd April 2026

So far so good.

Had PayPal for years and just set up the credit. So far so good. PayPal feels like a safer way to buy online Reviewed on: 23rd April 2026

Paypal have always been easy to contact and they alw...

Paypal have always been easy to contact and they always provide a secure way to pay for items in a world that cyber crime has gone up and you can trust them Reviewed on: 23rd April 2026

Paypal credit and being a student

PayPal credit has helped me massively as a student. This means when I return home and work I can pay off the remaining credit Reviewed on: 23rd April 2026

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